Will County property record for 538 Oak St, Peotone, IL 60468
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.47 acres (20,325 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,535 (2025) |
| Deeds & Mortgages | Oct 2021 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 17-20-24-103-008 |
| Primary APN | 17-20-24-103-008 |
|---|---|
| Alternative APN |
|
| Lot Area | 20,325 sqft (0.47 acres) |
|---|
| Street Address | 538 OAK ST |
|---|---|
| City | PEOTONE |
| State | IL |
| Zip | 60468-9400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 LOT 21 (EX THE E 72 FT PERR73-36945) IN BORCHARDTS 1ST ADDN, A SUB OF PRT OF HOSMER A JOHNSONS SUB IN THE W1/2 NW1/4 |
| Legal Range | 12E |
| Legal Township | 33N |
| Legal Section | 24 |
| Legal Subdivision | BORCHARDTS 1ST ADDN |
| Legal Lot Number | 21 |
| Jurisdiction | WILL IL |
| Township / Civil Division | PEOTONE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 883904 |
538 Oak St is owned and occupied by an individual.
Source: Will County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 538 OAK ST, PEOTONE, IL 60468-9400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 538 OAK ST, PEOTONE, IL 60468-9400 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 538 OAK ST, PEOTONE, IL 60468-9400 |
| Document Number | 0000108769 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | R2021108769 |
| Name | MIDLAND STATES BANK |
|---|---|
| Type | Bank |
| Address | KANKAKEE, IL 60901 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 538 Oak St was $5,535.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Peotone Township |
| Municipality | Peotone Village |
| Unified School District | Peotone Community Unit School District 207U (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,535.00 | $101,699 (+7.65%) Land $25,949 Building $75,750 | $305,097 (+7.65%) Land $77,847 Building $227,250 |
| 2024 | $94,472 Land $24,105 Building $70,367 | $283,416 Land $72,315 Building $211,101 | |
| 2022 | $4,624.00 Homeowner's exemption | $75,352 Land $16,711 Building $58,641 | $226,056 Land $50,133 Building $175,923 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 538 Oak St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Jun 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 538 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA ILLINOIS-PEOTONE serves 4,182 people · EPA ID IL1970750 |
|---|---|
| Water Source | Purchased surface water from AQUA ILLINOIS-KANKAKEE |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Bertram Communications Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures