523 Oak St, Peotone, IL 60468 Property Records

Will County property record for 523 Oak St, Peotone, IL 60468

Property Summary

Property Type	Single Family Home
Lot Size	0.32 acres (13,791 sqft)
Owner	Individual Name on File
Last Sale	$254,000 (Jan 2022)
Tax Bill	$4,840 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`17-20-24-101-009`

Property Details

APN / Parcel Number

Primary APN	`17-20-24-101-009`
Alternative APN	`20241010090000`

Exterior

Lot Area	13,791 sqft (0.32 acres)

Location & Zoning

Street Address	523 OAK ST
City	PEOTONE
State	IL
Zip	60468-9484
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 IN FIRST ADDN TO BORCHARDT SUB OF THE S 366 FT OF THE N 506 FT OF FARM LOT 4 IN HOSMER A JOHNSON'S SUB, A SUB PF PRT O
Legal Range	12E
Legal Township	33N
Legal Section	24
Legal Subdivision	BRUCE HIGHLANDS
Legal Lot Number	4
Jurisdiction	WILL IL
Township / Civil Division	PEOTONE
Census Block Group	2
Census Block	2008
Census Tract	883904

Owner

523 Oak St is owned and occupied by an individual who bought it in January 2022.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	523 OAK ST, PEOTONE, IL 60468-9484
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2022	Deed of Trust, Mortgage · Commercial Mortgage HEALTHCARE ASSOCIATES CU
Jan 18, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 2, 2020	Warranty Deed, Transfer · FHA Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2022 · Amount on File
Deed Sale	Jan 18, 2022 · Amount on File
Prior Sale	Jul 2, 2020 · Amount on File
Deed Document Number	20225637
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	523 OAK ST, PEOTONE, IL 60468-9484
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072246
Date	Sep 30, 2022
Instrument	R2022072246

Lender

Name	HEALTHCARE ASSOCIATES CU
Type	Credit Union
Address	CHICAGO, IL 60653

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 15, 2032

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jan 18, 2022
Property Address	523 OAK ST, PEOTONE, IL 60468-9484
Document Number	0000005637
Map Reference	DOC 1034083
Instrument Date	Nov 24, 2021
Instrument	R2022005637
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	523 OAK ST, PEOTONE, IL 60468-9484

Mortgage

Document Number	0000005638
Date	Jan 18, 2022
Instrument	R2022005638

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jul 2, 2020
Property Address	523 OAK ST, PEOTONE, IL 60468-9484
Document Number	0000052490
Map Reference	DOC 1034083
Instrument Date	Jul 1, 2020
Instrument	R2020052490
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	HOMESTAR TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	523 OAK ST, PEOTONE, IL 60468-9484

Mortgage

Document Number	0000052491
Date	Jul 2, 2020
Instrument	R2020052491

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 523 Oak St was $4,840.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Peotone Township
Municipality	Peotone Village
Unified School District	Peotone Community Unit School District 207U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,840.00	$89,937 (+7.65%) Land $18,879 Building $71,058	$269,811 (+7.65%) Land $56,637 Building $213,174
2024		$83,545 Land $17,537 Building $66,008	$250,635 Land $52,611 Building $198,024
2022	$4,241.00 Homeowner's exemption	$69,618 Land $14,609 Building $55,009	$208,854 Land $43,827 Building $165,027

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 523 Oak St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Jun 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 523 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-PEOTONE serves 4,182 people · EPA ID IL1970750
Water Source	Purchased surface water from AQUA ILLINOIS-KANKAKEE
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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