Rutherford County property record for 538 Nelons Rd, Mill Spring, NC 28756 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 768 sqft · built 1954 |
| Lot Size | 13.6 acres (594,594 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,565 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jul 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1628846 |
| Primary APN | 1628846 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 768 sqft Heated Area |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Rolled Roofing |
| Lot Area | 594,594 sqft (13.6 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 512 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Total Buildings | 2 Buildings |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 538 NELONS RD |
|---|---|
| City | MILL SPRING |
| State | NC |
| Zip | 28756-9623 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GPIN:0641010818440000; RES OFF CANE CREEK R |
| Legal Subdivision | EVELYN JOAN DOTSON |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | CHIMNEY ROCK |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 960302 |
Source: Rutherford County records · APN 1628846
Assessment roll updated August 29, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 553 NELONS RD, MILL SPRING, NC 28756-9623 |
| Owner Type | Individual |
| Vesting | Widow or Widower |
| Date | Document |
|---|---|
| Jun 18, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 24, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 24, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jun 17, 2026 |
| Transfer Doc | 2105000664 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Jun 18, 2026 |
| Property Address | 538 NELONS RD, MILL SPRING, NC 28756-9623 |
| Document Number | 2103004939 |
| Book / Page | 2103 / 4939 |
| Instrument Date | Jun 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Jul 24, 2026 |
| Property Address | 538 NELONS RD, MILL SPRING, NC 28756-9623 |
| Document Number | 2105000661 |
| Book / Page | 2105 / 661 |
| Instrument Date | Jun 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Jul 24, 2026 |
| Property Address | 538 NELONS RD, MILL SPRING, NC 28756-9623 |
| Document Number | 2105000664 |
| Book / Page | 2105 / 664 |
| Instrument Date | Jun 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 518 NELONS RD, MILL SPRING, NC 28756-9623 |
Source: Rutherford County records · Assessment roll updated August 29, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,565.00 (+163.91%) | $201,400 (-) Land $87,200 Building $114,200 | $201,400 (-) Land $87,200 Building $114,200 |
| 2023 | $201,400 Land $87,200 Building $114,200 | $201,400 Land $87,200 Building $114,200 | |
| 2022 | $593.00 | ||
| 2021 | $593.00 |
Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371619603022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 23 individual NFIP policies nearby |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 25 (2022–2024) |
| Claims Outside the SFHA | 5 of 25 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 49% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 971 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 4 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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