Rutherford County property record for 354 Nelons Rd, Mill Spring, NC 28756 · Last verified September 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,296 sqft · built 2009 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $7,000 (Feb 2004) |
| Tax Bill | $1,756 (2022) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1606950 |
| Primary APN | 1606950 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,296 sqft Heated Area |
| Gross Area | 2,160 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 432 sqft |
| Unfinished Basement | 432 sqft |
| Flooring | Wood |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Logs |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 304,920 sqft (7 acres) |
| Porch | Open Porch |
| Porch Area | 1,216 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Account Number | 26165 |
|---|---|
| Street Address | 354 NELONS RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-9622 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GPIN:0641012815190000; CANE CREEK |
| Legal Subdivision | CANE CREEK |
| Legal Block | 1 |
| Legal Lot Number | 6H |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | CHIMNEY ROCK |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 960302 |
Source: Rutherford County records · APN 1606950
Assessment roll updated January 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 296 NELONS RD, MILL SPRING, NC 28756-9614 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 25, 2004 · Amount on Record |
| Deed Sale | Feb 25, 2004 · Amount on Record |
| Deed Document Number | 0000840640 |
| Record Updated | Jun 07, 2026 |
Source: Rutherford County records · Assessment roll updated January 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $375,100 Land $36,200 Building $338,900 | $375,100 Land $36,200 Building $338,900 | |
| 2022 | $1,756.00 | ||
| 2021 | $1,756.00 |
Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), updated April 18, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371619603022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 23 individual NFIP policies nearby |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 25 (2022–2024) |
| Claims Outside the SFHA | 5 of 25 |
| Most Recent Claim | Sep 2024, river or lake flooding, Tropical Storm Helene |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 730 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Fiber | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
4G LTE only, no 5G reported
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