State of Hawaii and Hawaii County property record for 538 Naniakea St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 960 sqft · built 2003 |
| Lot Size | 0.27 acres (11,780 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $887 (2025) |
| Deeds & Mortgages | Aug 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-4-011-223 |
| Primary APN | 3-2-4-011-223 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,296 sqft |
| 1st Floor Area | 960 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,780 sqft (0.27 acres) |
| Garage Type | Carport |
| Garage Area | 384 sqft |
| Carport | Carport |
| Carport Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 576 sqft |
| Street Address | 538 NANIAKEA ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-5449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1B |
| Legal Description | LOT 33-B 11780 SF DES POR GR 11117 SUBJ 5.00 FT WIDE SETBACK FOR FUTURE RD WIDENING |
| Legal Subdivision | WAIAKEA HOMESTEADS 1ST SERIES |
| Legal Block | 11780 |
| Legal Lot Number | 33 |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20701 |
538 Naniakea St is owner-occupied and held in a trust since August 2018.
Source: State of Hawaii and Hawaii County records, as of August 6, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 538 NANIAKEA ST, HILO, HI 96720-5449 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 1, 2018 |
| Transfer Doc | 0067890675 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Aug 3, 2018 |
| Property Address | 538 NANIAKEA ST, HILO, HI 96720-5449 |
| Document Number | 0A67890675 |
| Instrument Date | Aug 1, 2018 |
| Instrument | A67890675 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 538 NANIAKEA ST HILO HI 967205449, HILO, HI 96720-5449 |
The 2025 property tax bill for 538 Naniakea St was $887 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $301,500 (+3.01%) Land $63,500 Building $238,000 | $504,900 (+2.35%) Land $243,600 Building $261,300 | |
| 2025 | $887.00 | $292,700 (+2.99%) Land $63,500 Building $229,200 | $493,300 (+7.61%) Land $232,000 Building $261,300 |
| 2024 | $284,200 (+3.01%) Land $63,500 Building $220,700 | $458,400 (+7.28%) Land $210,500 Building $247,900 | |
| 2023 | $1,049.00 Homeowner's exemption | $275,900 Land $63,500 Building $212,400 | $427,300 Land $196,700 Building $230,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 538 Naniakea St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Nov 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 538 Naniakea St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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