515 Naniakea St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 515 Naniakea St, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,218 sqft · built 1952
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Jan 2002)
Tax Bill	$985 (2025)
Deeds & Mortgages	Oct 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`3-2-4-011-093`

Property Details

APN / Parcel Number

Primary APN	`3-2-4-011-093`
Alternative APNs	`3-2-4-011-093-0000` `240110930000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,218 sqft Living Area
Gross Area	2,540 sqft
1st Floor Area	1,218 sqft
Basement Area	1,302 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	20 sqft
Deck Area	220 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	515 NANIAKEA ST
City	HILO
State	HI
Zip	96720-5448
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1C
Legal Description	LOT 30 21,780 SF DES POR LPGR 11117
Legal Subdivision	WAIAKEA HOMESTEADS 1ST SERIES
Legal Lot Number	30
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	2
Census Block	2003
Census Tract	20701

Owner

515 Naniakea St is owned and occupied by two individuals who acquired it in October 2024.

Source: State of Hawaii and Hawaii County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 NANIAKEA ST, HILO, HI 96720-5448
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2002 · Amount on File
Deed Sale	Jan 15, 2002 · Amount on File
Deed Document Number	20026788
Last Transfer Date	Oct 15, 2024
Transfer Doc	9056000443
Record Updated	Sep 20, 2026

October 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAWAII HI
Recording Date	Oct 17, 2024
Property Address	515 NANIAKEA ST, HILO, HI 96720-5448
Document Number	A9056000443
Instrument Date	Oct 15, 2024
Instrument	A-9056000443
Transaction Type	Transfer
Record Updated	Apr 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17 HUAPALA PL, HILO, HI 96720-1858

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	515 NANIAKEA ST, HILO, HI 96720-5448

Tax Assessment & Valuation

The 2025 property tax bill for 515 Naniakea St was $985.

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,600 (+3%) Land $126,800 Building $195,800	$495,300 (+2.61%) Land $269,600 Building $225,700
2025	$985.00	$313,200 (+2.99%) Land $126,800 Building $186,400	$482,700 (+7.6%) Land $257,000 Building $225,700
2024		$304,100 (+3.01%) Land $126,800 Building $177,300	$448,600 (+7.24%) Land $233,200 Building $215,400
2023	$1,207.00 Homeowner's exemption	$295,200 Land $126,800 Building $168,400	$418,300 Land $217,900 Building $200,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Naniakea St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Nov 2000 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Naniakea St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Hawaii
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILO serves 39,477 people · EPA ID HI0000101
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20