San Mateo County property record for 538 Monterey Rd, Pacifica, CA 94044 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,550 sqft Living Area |
| Lot Size | 3,995 sqft (0.092 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $680,500 (2012) |
| Tax Bill | $11,259.00 (2025) |
| Primary APN | 009-392-300 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,550 sqft Living Area |
| 1st Floor | 780 sqft 1st Floor |
| 2nd Floor | 770 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 3,995 sqft (0.092 acres) |
| Depth X Width | 107 ft x 37 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 380 sqft Garage |
| Cooling System | None Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 538 MONTEREY RD, B |
|---|---|
| City | PACIFICA |
| State | CA |
| Zip | 94044-2075 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 36 PACIFIC VIEW RSM 125/68-72 |
| Legal Subdivision | PACIFIC VIEW |
| Legal Lot Number | 36 |
| Jurisdiction | SAN MATEO CA |
| Minor Civil Division | SOUTH SAN FRANCISCO |
| Census Blockgroup | 4 |
| Census Block | 4000 |
| Census Tract | 602700 |
Source: San Mateo County records · APN 009-392-300
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 538 MONTEREY RD, B, PACIFICA, CA 94044-2075 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| May 21, 2020 | Deed of Trust, Mortgage NAVY FCU |
| Mar 09, 2018 | Deed of Trust, Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 03, 2012 · Amount on Record |
| Deed Sale | Oct 03, 2012 · Amount on Record |
| Prior Sale | Sep 14, 2007 · Amount on Record |
| Deed Doc Number | 2012144625 |
| Prior Transfer Date | Mar 01, 2002 |
| Prior Transfer Doc | 0000045610 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 538 MONTEREY RD, PACIFICA, CA 94044-2085 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 538 MONTEREY RD, PACIFICA, CA 94044-2085 |
| Document Number | 0000023065 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 2022-023065 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Apr 01, 2025 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 7.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 538 MONTEREY RD, PACIFICA, CA 94044-2085 |
| Document Number | 0000048124 |
| Instrument Date | May 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2020 |
| Title Company | NAVY FEDERAL TITLE/CALIFORNIA, NAVY FED'L TITLE/CALIFORNIA |
| Name | Verified Name |
|---|---|
| Address | 538 MONTEREY RD #B PACIFICA CA 940442075, B, PACIFICA, CA 94044-2075 |
| Document Number | 0000048124 |
|---|---|
| Date | May 27, 2020 |
| Instrument | 48124 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | 820 FOLLIN LN SE, VIENNA, VA 22180-4907 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 26, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 538 MONTEREY RD, PACIFICA, CA 94044-2085 |
| Document Number | 0000018574 |
| Instrument Date | Mar 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2018 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 538 MONTEREY RD #B PACIFICA CA 940442075, B, PACIFICA, CA 94044-2075 |
| Document Number | 0000018574 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 18574 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Pacifica City |
| Secondary School District | Jefferson Union High School District (09 - 12) |
| Elementary School District | Pacifica School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $854,734 (+2%) Land $427,367 Building $427,367 | ||
| 2025 | $11,259.00 (+7.24%) Homeowner's exemption | $837,976 (+4.04%) Land $418,988 Building $418,988 | |
| 2023 | $10,499.00 (+6.39%) Homeowner's exemption | $805,438 Land $402,719 Building $402,719 | $1,075,860 |
| 2022 | $9,868.00 |
538 Monterey Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Mateo County (06081C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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