532 Monterey Rd, Pacifica, CA 94044 Property Records

San Mateo County property record for 532 Monterey Rd, Pacifica, CA 94044

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,118 sqft · built 1989
Lot Size	0.433 acres (18,873 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Mar 2020)
Tax Bill	$12,925 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`115-400-010`

Property Details

APN / Parcel Number

Primary APN	`115-400-010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Units	6 Units
Stories	1 Story
Building Area	1,118 sqft Living Area
1st Floor Area	1,118 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1991
Architectural Style	Condo/Apartment
Lot Area	18,873 sqft (0.433 acres)
View / Lot	End Unit

Location & Zoning

Street Address	532 MONTEREY RD
City	PACIFICA
State	CA
Zip	94044-2016
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R30000
Legal Description	UNIT 3 OCEAN VIEW HOMES RSM 117/56-59
Legal Subdivision	OCEAN VIEW HOMES
Legal Lot Number	6
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	4
Census Block	4000
Census Tract	602700

Owner

532 Monterey Rd, a condominium, is owned and occupied by two individuals who bought it in March 2020.

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	532 MONTEREY RD, PACIFICA, CA 94044-2016
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Mar 3, 2020	Grant Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Feb 25, 2019	Correction Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
May 12, 2018	Loan Modification, Mortgage · Conventional Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2020 · Amount on File
Deed Sale	Mar 3, 2020 · Amount on File
Prior Sale	Sep 23, 2014 · Amount on File
Deed Document Number	202019361
Prior Transfer Date	May 12, 2018
Prior Transfer Doc	0000012490
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	532 MONTEREY RD, PACIFICA, CA 94044-2016
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	532 MONTEREY RD 3, 3, PACIFICA, CA 94044-2016

Mortgage

Document Number	0000060107
Date	Apr 15, 2021
Instrument	2021-060107

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 3, 2020
Property Address	532 MONTEREY RD, PACIFICA, CA 94044-2016
Document Number	0000019361
Map Reference	MB 117 PG 56-59
Instrument Date	Feb 26, 2020
Instrument	2020-019361
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	532 MONTEREY RD, PACIFICA, CA 94044-2016

Mortgage

Document Number	0000019362
Date	Mar 3, 2020
Instrument	2020-019362

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

February 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	SAN MATEO CA
Recording Date	Feb 25, 2019
Property Address	532 MONTEREY RD, PACIFICA, CA 94044-2016
Document Number	0000012490
Instrument Date	May 12, 2018
Instrument	12490
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1138 GRAND TETON DR PACIFICA CA 940443711, PACIFICA, CA 94044-3711

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN MATEO CA
Property Address	532 MONTEREY RD, PACIFICA, CA 94044-2016
Document Number	0000031427
Instrument Date	May 12, 2018
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	532 MONTEREY RD PACIFICA CA 940442016, PACIFICA, CA 94044-2016

Mortgage

Document Number	0000031427
Date	Apr 30, 2019
Instrument	31427

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 532 Monterey Rd was $12,925.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Secondary School District	Jefferson Union High School District (09 - 12)
Elementary School District	Pacifica School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$948,185 (+2%) Land $284,453 Building $663,732
2025	$12,925.00	$929,594 Land $278,876 Building $650,718
2023	$12,288.00 (+9.75%)	$893,498 Land $268,048 Building $625,450	$758,430
2022	$11,196.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 532 Monterey Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 532 Monterey Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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