538 McCulloch St, Pea Ridge, AR 72751 Property Records

Benton County property record for 538 McCulloch St, Pea Ridge, AR 72751

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,232 sqft
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Jun 2014)
Tax Bill	$766 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-00764-000`

Property Details

APN / Parcel Number

Primary APN	`13-00764-000`
Alternative APNs	`46145.0` `46145`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	1,712 sqft
1st Floor Area	1,232 sqft
Flooring	Carpet

Exterior

Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	360 sqft
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space
Porch	Enclosed Glass Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	46145
Street Address	538 MCCULLOCH ST
City	PEA RIDGE
State	AR
Zip	72751-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT O-105
Legal Range	30
Legal Township	21
Legal Section	36
Legal Subdivision	PEA RIDGE ESTATES-PEA RIDGE
Legal Lot Number	9
Jurisdiction	BENTON AR
Township / Civil Division	7
Census Block Group	3
Census Block	3025
Census Tract	20103

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	538 MCCULLOCH ST, PEA RIDGE, AR 72751-2803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 12, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Dec 6, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Dec 11, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Dec 27, 2016	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2014 · Amount on Record
Deed Sale	Jun 27, 2014 · Amount on Record
Prior Sale	Sep 29, 2010 · Amount on Record
Deed Book / Page	2014 / 34879
Prior Transfer Date	Sep 21, 2004
Prior Transfer Doc	0000D46026
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	538 MCCULLOCH ST, PEA RIDGE, AR 72751-2803
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021051466
Date	Jul 9, 2021
Instrument	2021051466

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Apr 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	538 MCCULLOCH ST, PEA RIDGE, AR 72751-2803
Document Number	0000067134
Instrument Date	Oct 12, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 MCCULLOCH ST PEA RIDGE AR 727512803, PEA RIDGE, AR 72751-2803

Mortgage

Document Number	0000067134
Date	Oct 19, 2020
Instrument	67134

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	538 MCCULLOCH ST, PEA RIDGE, AR 72751-2803
Document Number	0000067245
Instrument Date	Dec 6, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 MCCULLOCH ST PEA RIDGE AR 727512803, PEA RIDGE, AR 72751-2803

Mortgage

Document Number	0000067245
Date	Dec 12, 2019
Instrument	67245

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 11, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	538 MCCULLOCH ST, PEA RIDGE, AR 72751-2803
Document Number	0000065613
Instrument Date	Dec 11, 2018
Transaction Type	Mortgage
Record Updated	Jan 3, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 MCCULLOCH ST PEA RIDGE AR 727512803, PEA RIDGE, AR 72751-2803

Mortgage

Document Number	0000065613
Date	Dec 19, 2018
Instrument	65613

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2048

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	538 MCCULLOCH ST, PEA RIDGE, AR 72751-2803
Document Number	0000M17784
Instrument Date	Dec 27, 2016
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 MCCULLOCH ST PEA RIDGE AR 727512803, PEA RIDGE, AR 72751-2803

Mortgage

Document Number	0000M17784
Date	Jan 30, 2017
Instrument	M17784

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2047

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Pea Ridge City
Unified School District	Pea Ridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$766.00 (+3.1%) Homeowner's exemption	$35,862 (-) Land $10,000 Building $25,862	$179,310 (-) Land $50,000 Building $129,310
2025	$743.00 (-2.49%) Homeowner's exemption	$35,862 (+51.7%) Land $10,000 Building $25,862	$179,310 (-) Land $50,000 Building $129,310
2024			$179,310 (+51.7%) Land $50,000 Building $129,310
2023	$762.00 Homeowner's exemption	$23,640 Land $3,800 Building $19,840	$118,200 Land $19,000 Building $99,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 67% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEA RIDGE WATERWORKS serves 12,795 people · EPA ID AR0000053
Water Source	Purchased surface water from BENTON-WASHINGTON REGIONAL PWA
Last State Inspection	Apr 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Brightspeed.

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