516 McCulloch St, Pea Ridge, AR 72751 Property Records

Benton County property record for 516 McCulloch St, Pea Ridge, AR 72751

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,316 sqft
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Aug 2023)
Tax Bill	$1,926 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-00765-000`

Property Details

APN / Parcel Number

Primary APN	`13-00765-000`
Alternative APNs	`46146.0` `46146`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,316 sqft Living Area
1st Floor Area	1,316 sqft
Utility Area	84 sqft
Flooring	Carpet

Exterior

Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	516 MCCULLOCH ST
City	PEA RIDGE
State	AR
Zip	72751-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	30
Legal Township	21
Legal Section	36
Legal Subdivision	PEA RIDGE ESTATES-PEA RIDGE
Legal Lot Number	10
Jurisdiction	BENTON AR
Township / Civil Division	7
Census Block Group	3
Census Block	3025
Census Tract	20103

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	516 MCCULLOCH ST, PEA RIDGE, AR 72751-2803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Feb 5, 2020	Warranty Deed, Transfer FLAT BR MTG
Aug 5, 2019	Warranty Deed, Transfer CITY TITLE AND CLOSING LLC, CITY TITLE & CLOSING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2023 · Amount on Record
Deed Sale	Aug 8, 2023 · Amount on Record
Prior Sale	Feb 5, 2020 · Amount on Record
Deed Document Number	202340340
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Aug 8, 2023
Property Address	516 MCCULLOCH ST, PEA RIDGE, AR 72751-2803
Document Number	L202340340
Map Reference	MB O PG 105
Instrument Date	Jul 27, 2023
Instrument	L202340340
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	WACO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10548 HAZELTON RD, PEA RIDGE, AR 72751-2622

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	516 MCCULLOCH ST, PEA RIDGE, AR 72751-2803

Mortgage

Document Number	L202340341
Date	Aug 8, 2023
Instrument	L202340341

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year T-Bill
Margin	3
Max Rate	11.7%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Feb 5, 2020
Property Address	516 MCCULLOCH ST, PEA RIDGE, AR 72751-2803
Document Number	0000006661
Instrument Date	Jan 31, 2020
Instrument	6661
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	CITY TITLE AND CLOSING LLC, CITY TITLE & CLOSING LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$454.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	516 MCCULLOCH ST PEA RIDGE AR 727512803, PEA RIDGE, AR 72751-2803

Mortgage

Document Number	6662
Date	Feb 5, 2020
Instrument	6662

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Aug 5, 2019
Property Address	516 MCCULLOCH ST, PEA RIDGE, AR 72751-2803
Document Number	0000040042
Instrument Date	Aug 1, 2019
Instrument	40042
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	CITY TITLE AND CLOSING LLC, CITY TITLE & CLOSING LLC

Transaction

Amount	Amount Recorded
Tax	$264.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3224 N BENTLEY RDG FAYETTEVILLE AR 727046545, FAYETTEVILLE, AR 72704-6545

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Municipality	Pea Ridge City
Unified School District	Pea Ridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,926.00 (+3.1%)	$33,678 (-) Land $10,000 Building $23,678	$168,390 (-) Land $50,000 Building $118,390
2025	$1,868.00 (+51.87%) Homeowner's exemption	$33,678 (+55.77%) Land $10,000 Building $23,678
2024			$168,390 (+55.77%) Land $50,000 Building $118,390
2023	$1,230.00 Homeowner's exemption	$21,620 Land $3,800 Building $17,820	$108,100 Land $19,000 Building $89,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 67% of Arkansas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEA RIDGE WATERWORKS serves 12,795 people · EPA ID AR0000053
Water Source	Purchased surface water from BENTON-WASHINGTON REGIONAL PWA
Last State Inspection	Apr 2026
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: Brightspeed.

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