538 Kessinger Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 538 Kessinger Dr, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,367 sqft · built 2014
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$266,000 (May 2019)
Tax Bill	$1,214 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`458-12-02-0207`

Property Details

APN / Parcel Number

Primary APN	`458-12-02-0207`
Alternative APN	`1913801005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,367 sqft Living Area

Exterior

Year Built	Built 2014
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	1913801005
Street Address	538 KESSINGER DR
City	SURFSIDE BEACH
State	SC
Zip	29575-8655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE FOREST PH 3A; LT 143
Legal Subdivision	LAKE FOREST PH 3A
Legal Lot Number	143
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1003
Census Tract	51404

Owner

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	538 KESSINGER DR, SURFSIDE BEACH, SC 29575-8655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · VA Mortgage LOAN DEPOT COM
Apr 8, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
May 23, 2019	Warranty Deed, Transfer · VA Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2019 · Amount on Record
Deed Sale	May 23, 2019 · Amount on Record
Deed Document Number	0042102110
Deed Book / Page	4210 / 2110
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	538 KESSINGER DR, SURFSIDE BEACH, SC 29575-8655
Transaction Type	Mortgage
Record Updated	Jul 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 KESSINGER DR, MYRTLE BEACH, SC 29575-8655

Mortgage

Document Number	63400000001834
Date	Feb 16, 2021
Book Page	0000006340/0000001834

Lender

Name	LOAN DEPOT COM

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	538 KESSINGER DR, SURFSIDE BEACH, SC 29575-8655
Document Number	6201/1977
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 KESSINGER DR SURFSIDE BEACH SC 295758655, SURFSIDE BEACH, SC 29575-8655

Mortgage

Document Number	6201/1977
Date	Apr 13, 2020
Book Page	006201/001977

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	May 23, 2019
Property Address	538 KESSINGER DR, SURFSIDE BEACH, SC 29575-8655
Document Number	4210/2110
Book / Page	004210 / 002110
Instrument Date	May 22, 2019
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$984.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 KESSINGER DR SURFSIDE BEACH SC 295758655, SURFSIDE BEACH, SC 29575-8655

Mortgage

Document Number	6093/1112
Date	May 23, 2019
Book Page	006093/001112

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,214.00
2024	$1,214.00 (+7.15%)	$30,626 (+187.87%) Land $12,153 Building $18,473	$510,441 (+91.91%) Land $202,550 Building $307,891
2023	$1,133.00 (+3.47%)	$10,639 (-33.34%) Land $2,439 Building $8,200	$265,980 (-) Land $60,980 Building $205,000
2021	$1,095.00	$15,959 Land $3,659 Building $12,300	$265,980 Land $60,980 Building $205,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 214 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	214 in force
Nearby Flood Claims	6 (1987–2018)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, HTC.

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