525 Kessinger Dr, Surfside Beach (Myrtle Beach), SC 29575 Property Records

Horry County property record for 525 Kessinger Dr, Surfside Beach, SC 29575

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,391 sqft · built 2014
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$280,816 (Nov 2014)
Tax Bill	$1,201 (2025)
Deeds & Mortgages	Jul 2026 Second Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`458-12-03-0097`

Property Details

APN / Parcel Number

Primary APN	`458-12-03-0097`
Alternative APN	`1913801021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,391 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	519 sqft
Pool Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	525 KESSINGER DR
City	MYRTLE BEACH
State	SC
Zip	29575-8656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE FOREST PH 3A; LT 159
Legal Subdivision	LAKE FOREST PH 3A
Legal Lot Number	159
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	1
Census Block	1002
Census Tract	51404

Owner

Source: Horry County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	525 KESSINGER DR, MYRTLE BEACH, SC 29575-8656
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 21, 2016	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2014 · Amount on Record
Deed Sale	Nov 25, 2014 · Amount on Record
Deed Document Number	2014140135
Deed Book / Page	3781 / 776
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Recording Date	Jul 1, 2026
Property Address	525 KESSINGER DR, MYRTLE BEACH, SC 29575-8656
Document Number	0000000071
Book / Page	7058 / 207
Instrument Date	Jun 26, 2026
Instrument	202671
Transaction Type	Mortgage
Record Updated	Oct 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 KESSINGER DR, MYRTLE BEACH, SC 29575-8656

Mortgage

Document Number	0000000071,
Date	Jul 1, 2026
Book Page	7058/207
Instrument	202671

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2046

Interest

Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	525 KESSINGER DR, SURFSIDE BEACH, SC 29575-8656
Document Number	6293/2779
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 KESSINGER DR SURFSIDE BEACH SC 295758656, SURFSIDE BEACH, SC 29575-8656

Mortgage

Document Number	6293/2779
Date	Nov 16, 2020
Book Page	006293/002779

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2050

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	525 KESSINGER DR, SURFSIDE BEACH, SC 29575-8656
Document Number	5850/2028
Instrument Date	Dec 21, 2016
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 KESSINGER DR MYRTLE BEACH SC 295758656, MYRTLE BEACH, SC 29575-8656

Mortgage

Document Number	5850/2028
Date	Jan 31, 2017
Book Page	005850/002028
Instrument	11972

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 30, 2047

Tax Assessment & Valuation

Source: Horry County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,201.00
2024	$1,201.00 (+9.68%)	$39,493 (+222.13%) Land $12,220 Building $27,273	$658,210 (+70.64%) Land $203,661 Building $454,549
2023	$1,095.00 (+3.4%)	$12,260 (-47.03%) Land $2,474 Building $9,786	$385,740 (-) Land $61,840 Building $323,900
2021	$1,059.00	$23,144 Land $3,710 Building $19,434	$385,740 Land $61,840 Building $323,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 214 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	214 in force
Nearby Flood Claims	6 (1987–2018)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications, HTC.

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