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538 Howard Ave, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 538 Howard Ave, Middlesex, NJ 08846 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,071 sqft · built 1953
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$405,000 (May 2022)
Tax Bill$9,108 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN10-00301-0000-00019

Property Details

APN / Parcel Number

Primary APN10-00301-0000-00019
Alternative APN
  • 100030100019

Interior

Stories1 Story
Building Area1,071 sqft Living Area
1st Floor Area1,071 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Street Address538 HOWARD AVE
CityMIDDLESEX
StateNJ
Zip08846-2416
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description50X100 20
Legal SubdivisionESTATES
Legal Block301
Legal Lot Number19
JurisdictionMIDDLESEX NJ
Township / Civil DivisionMIDDLESEX
Census Block Group3
Census Block3005
Census Tract200

Owner

Source: Middlesex County and Middlesex Borough records · APN 10-00301-0000-00019

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address538 HOWARD AVE, MIDDLESEX, NJ 08846-2416
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 17, 2022Deed, Transfer · Conventional Mortgage
PROSPERITY HOME MORTGAGE LLC
Feb 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 17, 2022 · Amount on Record
Deed SaleMay 17, 2022 · Amount on Record
Prior SaleApr 22, 2014 · Amount on Record
Deed Document Number202247721
Deed Book / Page18929 / 1282
Record UpdatedSep 20, 2026

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateMay 17, 2022
Property Address538 HOWARD AVE, MIDDLESEX, NJ 08846-2416
Document Number0000047721
Book / Page18929 / 1282
Instrument DateMay 11, 2022
Instrument2022047721
Transaction TypeTransfer
Record UpdatedJun 03, 2022
Title CompanyASSOCIATED TITLE AGENCY LLC, ASSOCIATED TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,263.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11373 VISBY AVE, 11373, PT CHARLOTTE, FL 33981-5302

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 HOWARD AVE, MIDDLESEX, NJ 08846-2416

Mortgage

Document Number0000047722
DateMay 17, 2022
Instrument2022047722
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDDLESEX NJ
Property Address538 HOWARD AVE, MIDDLESEX, NJ 08846-2416
Transaction TypeMortgage
Record UpdatedMar 10, 2021
Title CompanyMODERN TITLE AGENCY LLC, GOLDEN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027402
DateFeb 26, 2021
Book Page18308/284
Instrument2021027402
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityMiddlesex Borough
Unified School DistrictMiddlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$464,000 (+8.01%) Land $134,800 Building $329,200$464,000 (+8.01%) Land $134,800 Building $329,200
2025$9,108.00 (+13.04%)$429,600 (+23.38%) Land $134,800 Building $294,800$429,600 (+23.38%) Land $134,800 Building $294,800
2024$8,057.00 (+16.38%)
2023$348,200 Land $134,800 Building $213,400$348,200 Land $134,800 Building $213,400
2022$6,923.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230002003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1978–2014)
Claims Outside the SFHA3 of 6
Most Recent ClaimMay 2014, river or lake flooding

Wildfire

Wildfire RiskLow
above 3% of the US · above 8% of New Jersey
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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