Stevens County property record for 538 Highland Loop Rd, Kettle Falls, WA 99141
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,359 sqft · built 1970 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Individual Name on File |
| Last Sale | $136,000 (Feb 2008) |
| Tax Bill | $1,087 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit |
| APN | 1935906 |
| Primary APN | 1935906 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,359 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Roof Material | Other |
| Lot Area | 130,680 sqft (3 acres) |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Total Buildings | 2 Buildings |
| Account Number | 68672 |
|---|---|
| Street Address | 538 HIGHLAND LOOP RD |
| City | KETTLE FALLS |
| State | WA |
| Zip | 99141-9709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASP 58-93-2(COE 005-2017)(CANNOT SELL SEPARATE 1935906) |
| Legal Range | 38E |
| Legal Township | 36N |
| Legal Section | 26 |
| Jurisdiction | STEVENS WA |
| Township / Civil Division | KETTLE FALLS |
| Census Block Group | 3 |
| Census Block | 3115 |
| Census Tract | 950101 |
538 Highland Loop Rd is owned and occupied by an individual who bought it in February 2008.
Source: Stevens County records, as of October 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 538 HIGHLAND LOOP RD, KETTLE FALLS, WA 99141-9709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2008 · Amount on File |
| Deed Sale | Feb 25, 2008 · Amount on File |
| Deed Document Number | 20081761 |
| Deed Book / Page | 376 / 3108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEVENS WA |
| Recording Date | Oct 6, 2026 |
| Property Address | 538 HIGHLAND LOOP RD, KETTLE FALLS, WA 99141-9709 |
| Document Number | 0000006390 |
| Instrument Date | Sep 29, 2026 |
| Instrument | 20266390 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 538 HIGHLAND LOOP RD, KETTLE FALLS, WA 99141-9709 |
| Document Number | 0000006390, |
|---|---|
| Date | Oct 6, 2026 |
| Instrument | 20266390 |
| Name | CAPITAL LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 26, 2046 |
| Max Rate | -1% |
|---|
The 2025 property tax bill for 538 Highland Loop Rd was $1,087, up 7.8% from the year before.
Source: Stevens County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Stevens County |
| Unified School District | Kettle Falls School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,087.00 (+7.84%) | $158,533 (+8.55%) Land $24,000 Building $134,533 | $158,533 (+8.55%) Land $24,000 Building $134,533 |
| 2024 | $1,008.00 (+10.89%) | $146,050 Land $21,000 Building $125,050 | $146,050 Land $21,000 Building $125,050 |
| 2023 | $909.00 | ||
| 2022 | $131,213 Land $16,500 Building $114,713 | $131,213 Land $16,500 Building $114,713 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 538 Highland Loop Rd.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 538 Highland Loop Rd is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 55% of Washington |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STEVENS CO PUD - MISSION RIDGE serves 120 people · EPA ID WA5330434 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Pogozone powered by Neubeam Fixed Wireless | 30 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
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