528 Highland Loop Rd, Kettle Falls, WA 99141 Property Records

Stevens County property record for 528 Highland Loop Rd, Kettle Falls, WA 99141

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,310 sqft · built 1994
Lot Size	4.46 acres (194,713 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Aug 2022)
Tax Bill	$3,461 (2024)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2021 Mortgage + 2 more
APN	`1935901`

Property Details

APN / Parcel Number

Primary APN	`1935901`
Alternative APN	`68674`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,310 sqft Living Area

Exterior

Year Built	Built 1994
Lot Area	194,713 sqft (4.46 acres)
Shed	1 Shed
Shed Area	160 sqft

Location & Zoning

Account Number	68674
Street Address	528 HIGHLAND LOOP RD
City	KETTLE FALLS
State	WA
Zip	99141-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASP 58-93-1(COE 004-2017)(CANNOT SELL SEPARATE 1935907)
Legal Range	38
Legal Township	36
Legal Section	26
Legal Subdivision	SHORT #SP 58-93
Jurisdiction	STEVENS WA
Township / Civil Division	KETTLE FALLS
Census Block Group	3
Census Block	3115
Census Tract	950101

Owner

528 Highland Loop Rd is owned and occupied by an individual who bought it in August 2022.

Source: Stevens County records, as of October 13, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	528 HIGHLAND LOOP RD, KETTLE FALLS, WA 99141-9709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 23, 2017	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2022 · Amount on File
Deed Sale	Aug 3, 2022 · Amount on File
Prior Sale	Feb 23, 2017 · Amount on File
Deed Document Number	2022 0006663
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEVENS WA
Recording Date	Aug 3, 2022
Property Address	528 HIGHLAND LOOP RD, KETTLE FALLS, WA 99141-9709
Document Number	0000006663
Map Reference	AF 20170000676
Instrument Date	Aug 1, 2022
Instrument	2022 0006663
Transaction Type	Transfer
Record Updated	Nov 7, 2022
Title Company	STEVENS COUNTY TITLE COMPANY, STEVENS COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006664
Date	Aug 3, 2022
Instrument	2022 0006664

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEVENS WA
Property Address	528 HIGHLAND LOOP RD, KETTLE FALLS, WA 99141-9709
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002558
Date	Mar 5, 2021
Instrument	2021 0002558

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jul 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEVENS WA
Property Address	528 HIGHLAND LOOP RD, KETTLE FALLS, WA 99141-9709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEVENS COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000630
Date	Jan 30, 2019
Instrument	2019 0000630

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	338 Months
Due	Mar 1, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEVENS WA
Recording Date	Feb 23, 2017
Property Address	528 HIGHLAND LOOP RD, KETTLE FALLS, WA 99141-9709
Document Number	0000001258
Map Reference	AF9311564
Instrument Date	Feb 13, 2017
Instrument	2017 0001258
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	STEVENS COUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,478.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001259
Date	Feb 23, 2017
Instrument	2017 0001259

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Stevens County assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	Washington
County	Stevens County
Unified School District	Kettle Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,461.00 (+46.47%)	$459,510 Land $31,290 Building $428,220	$459,510 Land $31,290 Building $428,220
2023	$2,363.00
2022		$334,785 Land $24,585 Building $310,200	$334,785 Land $24,585 Building $310,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 528 Highland Loop Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 Highland Loop Rd is high, ranking above 82% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of Washington
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STEVENS CO PUD - MISSION RIDGE serves 120 people · EPA ID WA5330434
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	439 / 251
Pogozone powered by Neubeam Fixed Wireless	300 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	25 / 3
Swift-Stream Internet Fixed Wireless	10 / 1

May also be available: Spectrum, T-Mobile.

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