Chatham County property record for 538 E State St, Savannah, GA 31401 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,442 sqft · built 1840 |
| Lot Size | 0.062 acres (2,701 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,383 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-0005-17-014 |
| Primary APN | 2-0005-17-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 5 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,442 sqft Living Area |
| 1st Floor Area | 741 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 2,701 sqft (0.062 acres) |
| Lot Dimensions | 90 ft deep x 30 ft wide |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 538 E STATE ST |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31401-3544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14A GREENE 15 SUB BEING A R ECOMBINATION OF LOTS 14 & 15 GR |
| Legal Subdivision | SUB |
| Legal Lot Number | 14-15 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | SAVANNAH |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 11700 |
Source: Chatham County records · APN 2-0005-17-014
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 538 E STATE ST, SAVANNAH, GA 31401-3544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2022 | Deed of Trust, Mortgage · FHA Mortgage FEDERAL HOUSING COMMISSIONER |
| Jan 19, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS GROUP |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 538 E STATE ST, SAVANNAH, GA 31401-3544 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 538 E STATE ST, SAVANNAH, GA 31401-3544 |
| Document Number | 0026830619 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 0000002683/0000000619 |
| Name | FEDERAL HOUSING COMMISSIONER |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 732 Months |
| Due | Jan 01, 2083 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.78% |
| Type Change Date | Jan 01, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 538 E STATE ST, SAVANNAH, GA 31401-3544 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 538 E STATE ST, SAVANNAH, GA 31401-3544 |
| Document Number | 0026830600 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 0000002683/0000000600 |
| Name | AMERICAN ADVISORS GROUP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 732 Months |
| Due | Jan 01, 2083 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.78% |
| Type Change Date | Jan 01, 2020 |
Source: Chatham County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Municipality | Savannah City |
| Unified School District | Chatham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $438,000 (+1.48%) Land $126,000 Building $312,000 | $1,095,000 (+1.48%) Land $315,000 Building $780,000 | |
| 2025 | $3,383.00 (-27.53%) Homeowner's exemption | $431,600 (+16.05%) Land $126,000 Building $305,600 | $1,079,000 (+16.05%) Land $315,000 Building $764,000 |
| 2023 | $371,920 (+18.23%) Land $96,000 Building $275,920 | $929,800 (+18.23%) Land $240,000 Building $689,800 | |
| 2022 | $4,668.00 | $314,560 Land $64,800 Building $249,760 | $786,400 Land $162,000 Building $624,400 |
Source: FEMA National Flood Hazard Layer, Chatham County (13051C), updated October 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 130510117002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 23 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 23 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Savannah Historic District listed 1966 · 1,100 contributing resources · National Historic Landmark (designated 1966) · NRIS 66000277 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 621 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Seimitsu, Delta Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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