520 E State St, Savannah, GA 31401 Property Records

Chatham County property record for 520 E State St, Savannah, GA 31401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,152 sqft · built 1900
Lot Size	0.019 acres (836 sqft)
Owner	Company Name on Record
Tax Bill	$7,025 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Apr 2019 Second Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2-0005-16-004`

Property Details

APN / Parcel Number

Primary APN	`2-0005-16-004`
Alternative APN	`G315J273`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,152 sqft Living Area
1st Floor Area	576 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	836 sqft (0.019 acres)

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	24 sqft
Patio Area	64 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	520 E STATE ST
City	SAVANNAH
State	GA
Zip	31401-3508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RIPA
Legal Description	LT LETTER C SUB SOUTH PT LT 12 GREENE WD + A PORTION LT 11
Legal Subdivision	LETTER C SUB
Legal Lot Number	12,11
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	2
Census Block	2017
Census Tract	11700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Savannah Historic District listed 1966 · 1,100 contributing resources · National Historic Landmark (designated 1966) · NRIS 66000277

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Chatham County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	520 E STATE ST, SAVANNAH, GA 31401-3508
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2019	Deed of Trust, Mortgage · Line of Credit CITIBANK
Apr 23, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CITIBANK
Sep 8, 2022	Warranty Deed, Transfer
Apr 1, 2022	Warranty Deed, Transfer
Apr 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK
Apr 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2022
Deed Sale	Oct 19, 2022
Prior Sale	Apr 1, 2022 · Amount on Record
Deed Document Number	202212422
Deed Book / Page	2942 / 748
Prior Transfer Date	Sep 8, 2022
Prior Transfer Doc	0029420748
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	520 E STATE ST, SAVANNAH, GA 31401-3508
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E STATE ST, SAVANNAH, GA 31401-3508
Investor	Possibly a Property Investor

Mortgage

Document Number	0016010771
Date	Apr 23, 2019
Book Page	0000001601/0000000771

Lender

Name	CITIBANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	520 E STATE ST, SAVANNAH, GA 31401-3508
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E STATE ST, SAVANNAH, GA 31401-3508
Investor	Possibly a Property Investor

Mortgage

Document Number	0016010747
Date	Apr 23, 2019
Book Page	0000001601/0000000747

Lender

Name	CITIBANK

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	May 1, 2020

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Sep 8, 2022
Property Address	520 E STATE ST, SAVANNAH, GA 31401-3508
Document Number	0029420748
Book / Page	2942 / 748
Instrument Date	Sep 8, 2022
Instrument	2022-012422
Transaction Type	Transfer
Record Updated	Oct 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E STATE ST, SAVANNAH, GA 31401-3508

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Apr 1, 2022
Property Address	520 E STATE ST, SAVANNAH, GA 31401-3508
Document Number	0027590253
Book / Page	2759 / 253
Instrument Date	Apr 1, 2022
Instrument	2022-003850
Transaction Type	Transfer
Record Updated	Apr 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E STATE ST, SAVANNAH, GA 31401-3508

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	520 E STATE ST, SAVANNAH, GA 31401-3508
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E STATE ST, SAVANNAH, GA 31401-3508

Mortgage

Document Number	0000001601/0000000771
Date	Apr 23, 2019
Book Page	0000001601/0000000771

Lender

Name	CITIBANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	520 E STATE ST, SAVANNAH, GA 31401-3508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E STATE ST, SAVANNAH, GA 31401-3508

Mortgage

Document Number	0000001601/0000000747
Date	Apr 23, 2019
Book Page	0000001601/0000000747

Lender

Name	CITIBANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	May 1, 2020

Tax Assessment & Valuation

Source: Chatham County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Savannah City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,880 (+7.36%) Land $37,800 Building $291,080	$822,200 (+7.36%) Land $94,500 Building $727,700
2025	$7,025.00 (+12.49%)	$306,320 (+12.87%) Land $37,800 Building $268,520	$765,800 (+12.87%) Land $94,500 Building $671,300
2023		$271,400 (+13.69%) Land $28,800 Building $242,600	$678,500 (+13.69%) Land $72,000 Building $606,500
2022	$6,245.00	$238,720 Land $19,440 Building $219,280	$596,800 Land $48,600 Building $548,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAVANNAH-MAIN serves 168,958 people · EPA ID GA0510003
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: ClearWave, Seimitsu.

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