Steele County property record for 538 E Broadway St, Owatonna, MN 55060
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,494 sqft · built 1905 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $192,000 (Apr 2022) |
| Tax Bill | $2,802 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-131-0202 |
| Primary APN | 17-131-0202 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,494 sqft Finished Area |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Exterior Material | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Detached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 538 E BROADWAY ST |
|---|---|
| City | OWATONNA |
| State | MN |
| Zip | 55060-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KENDALL & PETERSON BLK.2 LOT 2 KENDALL & PETERSON |
| Legal Section | TW |
| Legal Subdivision | KENDALL & PETERSON |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | STEELE MN |
| Township / Civil Division | OWATONNA |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 960200 |
538 E Broadway St is owned and occupied by an individual who bought it in April 2022.
Source: Steele County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 538 E BROADWAY ST, OWATONNA, MN 55060-2506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HOME TOWN BANK |
| Apr 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Aug 2, 2019 | Warranty Deed, Transfer · Conventional Mortgage HOMETOWN BANK WACONIA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2022 · Amount on File |
| Deed Sale | Apr 13, 2022 · Amount on File |
| Prior Sale | Aug 2, 2019 · Amount on File |
| Deed Document Number | 20221398727 |
| Prior Transfer Date | Jul 28, 2010 |
| Prior Transfer Doc | 0000372506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEELE MN |
| Property Address | 538 E BROADWAY ST, OWATONNA, MN 55060-2506 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | A000442269 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | A000442269 |
| Name | HOME TOWN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 15, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Apr 14, 2022 |
| Property Address | 538 E BROADWAY ST, OWATONNA, MN 55060-2506 |
| Document Number | A000442319 |
| Instrument Date | Apr 8, 2022 |
| Instrument | A000442319 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | EDINA REALTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $633.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 538 E BROADWAY ST, OWATONNA, MN 55060-2506 |
| Document Number | A000442320 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | A000442320 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEELE MN |
| Recording Date | Aug 2, 2019 |
| Property Address | 538 E BROADWAY ST, OWATONNA, MN 55060-2506 |
| Document Number | A000424780 |
| Instrument Date | Jun 26, 2019 |
| Instrument | A000424780 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $384.45 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 538 E BROADWAY ST, OWATONNA, MN 55060-2506 |
| Document Number | A000424781 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | A000424781 |
| Name | HOMETOWN BANK WACONIA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 538 E Broadway St was $2,802 with a homeowner's exemption.
Source: Steele County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Steele County |
| Municipality | Owatonna City |
| Unified School District | Owatonna Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,802.00 Homeowner's exemption | $222,600 (+7.02%) Land $27,000 Building $195,600 | $222,600 (+7.02%) Land $27,000 Building $195,600 |
| 2025 | $208,000 Land $26,400 Building $181,600 | $208,000 Land $26,400 Building $181,600 | |
| 2023 | $1,904.00 Homeowner's exemption | $182,900 Land $21,500 Building $161,400 | $182,900 Land $21,500 Building $161,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 538 E Broadway St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 4 (2010) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 538 E Broadway St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Owatonna serves 26,430 people · EPA ID MN1740007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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