528 E Broadway St, Owatonna, MN 55060 Property Records

Steele County property record for 528 E Broadway St, Owatonna, MN 55060

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,805 sqft · built 1913
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Tax Bill$2,806 (2026)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN17-131-0204

Property Details

APN / Parcel Number

Primary APN17-131-0204

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,805 sqft Finished Area

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area514 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water

Location & Zoning

Street Address528 E BROADWAY ST
CityOWATONNA
StateMN
Zip55060-2506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKENDALL & PETERSON BLK.2 LOT 4 KEDNALL & PETERSON
Legal SectionTW
Legal SubdivisionKENDALL & PETERSON
Legal Block2
Legal Lot Number4
JurisdictionSTEELE MN
Township / Civil DivisionOWATONNA
Census Block Group2
Census Block2013
Census Tract960200

Owner

528 E Broadway St is owned and occupied by an individual.

Source: Steele County records, as of October 1, 2026

Owner of RecordIndividual Name on File
Mailing Address528 E BROADWAY ST, OWATONNA, MN 55060-2506
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEELE MN
Property Address528 E BROADWAY ST, OWATONNA, MN 55060-2506
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000420455
DateOct 1, 2018
InstrumentA000420455
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2048
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 528 E Broadway St was $2,806 with a homeowner's exemption.

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySteele County
MunicipalityOwatonna City
Unified School DistrictOwatonna Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,806.00 Homeowner's exemption$222,900 (+7.01%) Land $27,000 Building $195,900$222,900 (+7.01%) Land $27,000 Building $195,900
2025$208,300 Land $26,400 Building $181,900$208,300 Land $26,400 Building $181,900
2023$2,550.00 Homeowner's exemption$181,300 Land $21,500 Building $159,800$181,300 Land $21,500 Building $159,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 528 E Broadway St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (2010)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 528 E Broadway St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOwatonna
serves 26,430 people · EPA ID MN1740007
Water SourceGroundwater
Last State InspectionDec 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Midco
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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