538 E Arverne Ave, Ocean Gate, NJ 08740 Property Records

Ocean County and Ocean Gate Borough property record for 538 E Arverne Ave, Ocean Gate, NJ 08740

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1935
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jul 2023)
Tax Bill	$5,916 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`22-00060-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`22-00060-0000-00007`
Alternative APNs	`2200060000002913` `220006000007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	2200060000002913
Street Address	538 E ARVERNE AVE
City	OCEAN GATE
State	NJ
Zip	08740-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	100X100 8
Legal Subdivision	OCEAN GATE
Legal Block	60
Legal Lot Number	7
Jurisdiction	OCEAN NJ
Township / Civil Division	OCEAN GATE
Census Block Group	2
Census Block	2037
Census Tract	729000

Owner

538 E Arverne Ave is owned and occupied by an individual who bought it in July 2023.

Source: Ocean County and Ocean Gate Borough records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	538 E ARVERNE AVE, OCEAN GATE, NJ 08740-1138
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on File
Deed Sale	Jul 31, 2023 · Amount on File
Prior Sale	Jul 22, 2002 · Amount on File
Deed Document Number	202356864
Deed Book / Page	19444 / 1511
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Jul 31, 2023
Property Address	538 E ARVERNE AVE, OCEAN GATE, NJ 08740-1138
Document Number	0194441511
Book / Page	19444 / 1511
Instrument Date	Jun 20, 2023
Instrument	2023056864
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	KEY ABSTRACT COMPANY, LAKE ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,910.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 BEECHWOOD DR, WASHINGTON CROSSING, PA 18977-1504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 EAST AVERNE AVENUE, OCEAN GATE, NJ 08740-1138

Mortgage

Document Number	2023056865
Date	Jul 31, 2023
Instrument	2023056865

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 538 E Arverne Ave was $5,916, up 10.8% from the year before.

Source: Ocean County and Ocean Gate Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ocean Gate Borough
Secondary School District	Central Regional School District (07 - 12)
Elementary School District	Ocean Gate Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,900 (-) Land $187,000 Building $137,900	$324,900 (-) Land $187,000 Building $137,900
2025	$5,916.00 (+10.77%)	$324,900 Land $187,000 Building $137,900	$324,900 Land $187,000 Building $137,900
2024	$5,341.00
2023		$171,400 (-) Land $79,400 Building $92,000	$171,400 (-) Land $79,400 Building $92,000
2022	$4,766.00	$171,400 Land $79,400 Building $92,000	$171,400 Land $79,400 Building $92,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 538 E Arverne Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	81 (1984–2021)
Claims Outside the SFHA	7 of 81
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Nov 2012 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 E Arverne Ave is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 59% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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