520 E Arverne Ave, Ocean Gate, NJ 08740 Property Records

Ocean County and Ocean Gate Borough property record for 520 E Arverne Ave, Ocean Gate, NJ 08740

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 864 sqft · built 1945
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Jul 2016)
Tax Bill	$4,939 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`22-00060-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`22-00060-0000-00004`
Alternative APNs	`2200060000002923` `220006000004`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	864 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Porch	Enclosed Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	2200060000002923
Street Address	520 E ARVERNE AVE
City	OCEAN GATE
State	NJ
Zip	08740-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	40X100
Legal Subdivision	OCEAN GATE SEC 02 REV PLAN
Legal Block	60
Legal Lot Number	4
Jurisdiction	OCEAN NJ
Township / Civil Division	OCEAN GATE
Census Block Group	2
Census Block	2037
Census Tract	729000

Owner

Source: Ocean County and Ocean Gate Borough records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 1011, OCEAN GATE, NJ 08740-1011
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 17, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2016 · Amount on Record
Deed Sale	Jul 19, 2016 · Amount on Record
Prior Sale	Sep 12, 2005 · Amount on Record
Deed Document Number	201670709
Prior Transfer Date	Jun 3, 2014
Prior Transfer Doc	0158280036
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	520 E ARVERNE AVE, OCEAN GATE, NJ 08740-1138
Transaction Type	Mortgage
Record Updated	Oct 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E ARVERNE AVE, OCEAN GATE, NJ 08740-1138

Mortgage

Document Number	0195011378
Date	Oct 3, 2023
Book Page	19501/1378
Instrument	2023074431

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Oct 1, 2063

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	520 E ARVERNE AVE, OCEAN GATE, NJ 08740-1138
Transaction Type	Mortgage
Record Updated	Jan 30, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 E ARVERNE AVE, OCEAN GATE, NJ 08740-1138

Mortgage

Document Number	0192761431
Date	Jan 17, 2023
Book Page	19276/1431
Instrument	2023003699

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	477 Months
Due	Oct 1, 2062

Tax Assessment & Valuation

Source: Ocean County and Ocean Gate Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Ocean Gate Borough
Secondary School District	Central Regional School District (07 - 12)
Elementary School District	Ocean Gate Borough School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,200 (-) Land $136,000 Building $135,200	$271,200 (-) Land $136,000 Building $135,200
2025	$4,939.00 (+10.79%)	$271,200 (+92.75%) Land $136,000 Building $135,200	$271,200 (+92.75%) Land $136,000 Building $135,200
2024	$4,458.00 (+13.96%)
2023		$140,700 Land $60,700 Building $80,000	$140,700 Land $60,700 Building $80,000
2022	$3,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	81 (1984–2021)
Claims Outside the SFHA	7 of 81
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Nov 2012 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 59% of New Jersey
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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