538 E 20th St, Oakland, CA 94606 Property Records

Alameda County property record for 538 E 20th St, Oakland, CA 94606

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,733 sqft · built 1936
Lot Size0.153 acres (6,650 sqft)
Owner2 Individual Names on Record
Last Sale$478,000 (Aug 2013)
Tax Bill$9,442 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21-275-13

Property Details

APN / Parcel Number

Primary APN21-275-13
Alternative APN
  • 021-0275-013-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,733 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1936
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,650 sqft (0.153 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address538 E 20TH ST
CityOAKLAND
StateCA
Zip94606-1939
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00013 BLK: AR: 0021 PAGE: 0275
Legal SubdivisionHIGLEYS MAP/CLINTON
Legal Block124
JurisdictionALAMEDA CA
Township / Civil DivisionOAKLAND
Census Block Group4
Census Block4007
Census Tract405500

Owner

Source: Alameda County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address538 E 20TH ST, OAKLAND, CA 94606-1939
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2013 · Amount on Record
Deed SaleAug 30, 2013 · Amount on Record
Deed Document Number2013294585
Prior Transfer DateApr 8, 2008
Prior Transfer Doc0000129144
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address538 E 20TH ST, OAKLAND, CA 94606-1939
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 E 20TH ST, OAKLAND, CA 94606-1939

Mortgage

Document Number0000216166
DateAug 31, 2020
Instrument2020216166
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityOakland City
Unified School DistrictOakland Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$590,652 (+0.8%) Land $179,295 Building $418,357
2025$9,442.00 (-0.66%) Homeowner's exemption$585,937 (+4.04%) Land $175,781 Building $410,156
2023$9,505.00 Homeowner's exemption$563,188 Land $168,956 Building $394,232$831,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,031 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
Unwired
Fixed Wireless
300 / 25
Etheric Networks
Fixed Wireless
250 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, Google Fiber, T-Mobile.

Nearby Properties on E 20th St

Nearby Streets

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