521 E 20th St, Oakland, CA 94606 Property Records

Alameda County property record for 521 E 20th St, Oakland, CA 94606

Property Summary

Property TypeSingle Family Home
Details7 bd · 4.5 ba · 3,700 sqft · built 1923
Lot Size0.131 acres (5,700 sqft)
OwnerIndividual Name on File
Last Sale$213,000 (Apr 2004)
Tax Bill$14,035 (2025)
Deeds & MortgagesApr 2026 Sale
Apr 2026 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21-276-4

Property Details

APN / Parcel Number

Primary APN21-276-4
Alternative APN
  • 021-0276-004-00

Interior

Bedrooms7 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms15 Rooms
Stories2 Stories
Building Area3,700 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Architectural StyleCustom Design
Exterior MaterialStucco
Construction TypeWood
Roof MaterialTar & Gravel
Lot Area5,700 sqft (0.131 acres)
Lot Dimensions150 ft deep x 37 ft wide

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address521 E 20TH ST
CityOAKLAND
StateCA
Zip94606-1938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 00004 BLK: AR: 0021 PAGE: 0276
Legal SubdivisionHIGHLEYS
Legal Block121
JurisdictionALAMEDA CA
Township / Civil DivisionOAKLAND
Census Block Group1
Census Block1002
Census Tract405401

Owner

Source: Alameda County records · APN 21-276-4

Assessment roll updated August 5, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address521 E 20TH ST, OAKLAND, CA 94606-1938
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2026Grant Deed, Transfer
NONE LISTED ON DOCUMENT
Apr 07, 2026Quit Claim Deed, Transfer · Conventional Mortgage
NONE LISTED ON DOCUMENT
Feb 20, 2024Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 07, 2004 · Amount on Record
Deed SaleApr 07, 2004 · Amount on Record
Prior SaleSep 23, 2003 · Amount on Record
Deed Document Number2004147042
Last Transfer DateJan 29, 2024
Transfer Doc0000026428
Record UpdatedSep 20, 2026

April 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALAMEDA CA
Recording DateApr 07, 2026
Property Address521 E 20TH ST, OAKLAND, CA 94606-1938
Document Number0000045515
Instrument DateMar 17, 2026
Instrument202645515
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address521 E 20TH ST, OAKLAND, CA 94606-1938

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionALAMEDA CA
Recording DateApr 07, 2026
Property Address521 E 20TH ST, OAKLAND, CA 94606-1938
Document Number0000045514
Instrument DateMar 17, 2026
Instrument202645514
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address521 E 20TH ST, OAKLAND, CA 94606-1938

Mortgage

Document Number0000045516,
DateApr 07, 2026
Instrument202645516
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.13%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionALAMEDA CA
Recording DateFeb 20, 2024
Property Address521 E 20TH ST, OAKLAND, CA 94606-1938
Document Number0000026428
Map ReferenceMB B PG 257
Instrument DateJan 29, 2024
Instrument2024026428
Transaction TypeTransfer
Record UpdatedMar 29, 2024
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address521 E 20TH ST, OAKLAND, CA 94606-1938

Mortgage

Document Number0000026429
DateFeb 20, 2024
Instrument2024026429
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2054

Tax Assessment & Valuation

Source: Alameda County records · Assessment roll updated August 5, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityOakland City
Unified School DistrictOakland Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$957,243 (+2.01%) Land $289,273 Building $674,970
2025$14,035.00 (+3.79%) Homeowner's exemption$938,340 (+3.27%) Land $283,602 Building $661,738
2024$13,523.00 (-5.08%)
2023$14,246.00 Homeowner's exemption$908,636 Land $272,591 Building $636,045$1,140,750

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
Unwired
Fixed Wireless
300 / 25
Etheric Communications, LLC.
Fixed Wireless
250 / 100
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: California Internet, Google Fiber, T-Mobile USA.

Based on FCC filings for 1,031 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemEAST BAY MUD
serves 1,468,000 people
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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