San Diego County property record for 538 Ave Blanco, San Marcos, CA 92069
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,390 sqft · built 1990 |
| Lot Size | 0.19 acres (8,257 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $830,000 (Aug 2024) |
| Tax Bill | $9,883 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Mar 2022 Reverse Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 218-431-42-00 |
| Primary APN | 218-431-42-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,390 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 8,257 sqft (0.19 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 2183913400 |
|---|---|
| Street Address | 538 AVENIDA BLANCO |
| City | SAN MARCOS |
| State | CA |
| Zip | 92069-1370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPA |
| Legal Description | LOT 42 TR 012261 |
| Legal Subdivision | SAN MARCOS #302 |
| Legal Tract | 012261 |
| Legal Block | 1 |
| Legal Lot Number | 42 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 20039 |
538 Ave Blanco is owned and occupied by two individuals who bought it in August 2024.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 538 AVENIDA BLANCO, SAN MARCOS, CA 92069-1370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2023 | Intrafamily Transfer, Transfer |
| Mar 4, 2022 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Jan 4, 2021 | Intrafamily Transfer, Transfer · Reverse Mortgage MIDWEST LOAN SOLUTIONS INC |
| Jan 3, 2018 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Jan 3, 2018 | Deed of Trust, Mortgage · FHA Mortgage HIGHTECHLENDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2024 · Amount on File |
| Deed Sale | Aug 30, 2024 · Amount on File |
| Prior Sale | Oct 17, 1989 · Amount on File |
| Deed Document Number | 2024233297 |
| Prior Transfer Date | Nov 27, 2023 |
| Prior Transfer Doc | 0000332297 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 1, 2023 |
| Property Address | 538 AVENIDA BLANCO, SAN MARCOS, CA 92069-1370 |
| Document Number | 0000332297 |
| Map Reference | MAP 12261 |
| Instrument Date | Nov 27, 2023 |
| Instrument | 2023-0332297 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 538 AVENIDA BLANCO, SAN MARCOS, CA 92069-1370 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 538 AVENIDA BLANCO, SAN MARCOS, CA 92069-1370 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2022 |
| Title Company | FC TITLE, FNC TITLE |
| Name | Verified Name |
|---|---|
| Address | 538 AVENIDA BLANCO, SAN MARCOS, CA 92069-1370 |
| Document Number | 0000098579 |
|---|---|
| Date | Mar 4, 2022 |
| Instrument | 2022-0098579 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | EDMOND, OK 73013 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 897 Months |
| Due | Dec 3, 2096 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.7% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 7.7% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 4, 2021 |
| Property Address | 538 AVENIDA BLANCO, SAN MARCOS, CA 92069-1370 |
| Document Number | 0000000290 |
| Map Reference | MAP 12261 |
| Instrument Date | Nov 9, 2020 |
| Instrument | 2021-0000290 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL AGENCY SLN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 538 AVENIDA BLANCO, SAN MARCOS, CA 92069-1370 |
| Document Number | 0000000291 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 2021-0000291 |
| Name | MIDWEST LOAN SOLUTIONS INC |
|---|---|
| Type | Lending Institution |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.58% |
| Type Change Date | Dec 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
| Margin | 2 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 538 AVENIDA BLANCO, SAN MARCOS, CA 92069-1370 |
| Document Number | 0000008061 |
| Instrument Date | Jan 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 538 AVENIDA BLANCO SAN MARCOS CA 920691370, SAN MARCOS, CA 92069-1370 |
| Document Number | 0000008061 |
|---|---|
| Date | Jan 8, 2018 |
| Instrument | 8061 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 538 AVENIDA BLANCO, SAN MARCOS, CA 92069-1370 |
| Document Number | 0000008060 |
| Instrument Date | Jan 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE ORANGE CN |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 538 AVENIDA BLANCO SAN MARCOS CA 920691370, SAN MARCOS, CA 92069-1370 |
| Document Number | 0000008060 |
|---|---|
| Date | Jan 8, 2018 |
| Instrument | 8060 |
| Name | HIGHTECHLENDING |
|---|---|
| Address | IRVINE, CA 92614 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.1% |
The 2025 property tax bill for 538 Ave Blanco was $9,883, up 153.3% from the year before.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $846,600 (+2%) Land $612,000 Building $234,600 | |
| 2025 | $9,883.00 (+153.35%) | $830,000 Land $600,000 Building $230,000 |
| 2024 | $3,901.00 (+1.85%) | |
| 2023 | $3,830.00 (+1.38%) Homeowner's exemption | $318,268 Land $150,292 Building $167,976 |
| 2022 | $3,778.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 538 Ave Blanco in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 538 Ave Blanco is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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