538 4th St, Geneva, OH 44041 Property Records

Ashtabula County property record for 538 4th St, Geneva, OH 44041

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 736 sqft · built 1954
Lot Size0.199 acres (8,677 sqft)
Owner2 Company Names on File
Last Sale$8,994,700 (Jul 2022)
Tax Bill$2,258 (2025)
Deeds & MortgagesJul 2022 Sale
Mar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN20-021-00-054-00

Property Details

APN / Parcel Number

Primary APN20-021-00-054-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area736 sqft Living Area
Gross Area862 sqft
1st Floor Area736 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1970
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area8,677 sqft (0.199 acres)
Lot Dimensions150 ft deep x 58 ft wide
View / LotNeighborhood / Spot
PorchEnclosed Frame Porch
Porch Area270 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address538 4TH ST
CityGENEVA
StateOH
Zip44041-1016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description100 & 101 ELMWOOD SUB
Legal SubdivisionELMWOOD SUB
Legal Lot Number100
JurisdictionASHTABULA OH
Township / Civil DivisionGENEVA
Census Block Group2
Census Block2004
Census Tract900

Owner

538 4th St is owned by a company that acquired it in July 2023.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record2 Company Names on File
Mailing Address538 4TH ST, GENEVA, OH 44041-1016
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2022Warranty Deed, Transfer
TITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT
Mar 16, 2018Warranty Deed, Transfer · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2022 · Amount on File
Deed SaleJul 20, 2022 · Amount on File
Prior SaleMar 16, 2018 · Amount on File
Deed Document Number20227813
Deed Book / Page776 / 1277
Last Transfer DateJul 24, 2023
Transfer Doc0000003127
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHTABULA OH
Recording DateJul 20, 2022
Property Address538 4TH ST, GENEVA, OH 44041-1016
Document Number0000007813
Book / Page776 / 1277
Map ReferenceVOL 8 PG 37
Instrument DateJul 15, 2022
Instrument202200007813
Transaction TypeTransfer
Record UpdatedDec 29, 2022
Title CompanyTITLE PROFESSIONALS GROUP LIMITED, TITLE PROFESSIONALS GROUP LT

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 4TH ST, GENEVA, OH 44041-1016

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHTABULA OH
Recording DateMar 16, 2018
Property Address538 4TH ST, GENEVA, OH 44041-1016
Document Number0000002472
Book / Page655 / 1516
Map ReferenceVOL 8 PG 37
Instrument DateMar 13, 2018
Instrument201800002472
Transaction TypeTransfer
Record UpdatedMay 17, 2022
Title CompanyENTERPRISE TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 FOURT ST, GENEVA, OH 44041

Mortgage

Document Number0000002473
DateMar 16, 2018
Instrument201800002473
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 538 4th St was $2,258.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,258.00$27,690 Land $7,140 Building $20,550$79,100 Land $20,400 Building $58,700
2023$916.00 (-10.37%) Homeowner's exemption$27,690 (+33.57%) Land $7,140 Building $20,550$79,100 Land $20,400 Building $58,700
2022$1,022.00 Homeowner's exemption$20,730 Land $5,500 Building $15,230
2020$59,200 Land $15,700 Building $43,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 538 4th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimDec 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA CITY PWS
serves 5,924 people · EPA ID OH0401712
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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