Ashtabula County property record for 528 4th St, Geneva, OH 44041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,128 sqft · built 1954 |
| Lot Size | 0.199 acres (8,668 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $150,500 (Feb 2022) |
| Tax Bill | $3,678 (2025) |
| Deeds & Mortgages | Feb 2022 Sale & Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-021-00-053-00 |
| Primary APN | 20-021-00-053-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| Gross Area | 1,560 sqft |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 8,668 sqft (0.199 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
| Porch Area | 144 sqft |
| Canopy | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 528 4TH ST |
|---|---|
| City | GENEVA |
| State | OH |
| Zip | 44041-1016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 101 & 102 ELMWOOD SUB |
| Legal Subdivision | ELMWOOD SUB |
| Legal Lot Number | 101 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | GENEVA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 900 |
Source: Ashtabula County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7007 BROADWAY AVE, CLEVELAND, OH 44105-1441 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Feb 11, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage THIRD FSLA OF CLEVELAND |
| Oct 30, 2018 | Special Warranty Deed, Transfer · Conventional Mortgage LENDUS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2022 · Amount on Record |
| Deed Sale | Feb 11, 2022 · Amount on Record |
| Prior Sale | Oct 30, 2018 · Amount on Record |
| Deed Document Number | 20221574 |
| Deed Book / Page | 763 / 1662 |
| Prior Transfer Date | May 7, 2008 |
| Prior Transfer Doc | 0000005110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Feb 11, 2022 |
| Property Address | 528 4TH ST, GENEVA, OH 44041-1016 |
| Document Number | 0000001574 |
| Book / Page | 763 / 1662 |
| Map Reference | VOL 8 PG 37 |
| Instrument Date | Feb 9, 2022 |
| Instrument | 202200001574 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | VENTURE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 528 4TH ST, GENEVA, OH 44041-1016 |
| Document Number | 0007631666 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 763/1666 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.79% |
| Type Change Date | Mar 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.79% |
| Index | Prime Rate |
| Max Rate | 8.79% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Oct 30, 2018 |
| Property Address | 528 4TH ST, GENEVA, OH 44041-1016 |
| Document Number | 0000011129 |
| Book / Page | 671 / 0087 |
| Map Reference | VOL 8 PG 37 |
| Instrument Date | Oct 29, 2018 |
| Instrument | 201800011129 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Title Company | ENTERPRISE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 528 4TH ST, GENEVA, OH 44041-1016 |
| Document Number | 0000011130 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | 201800011130 |
| Name | LENDUS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,678.00 (+80.83%) | $45,090 (-) Land $7,390 Building $37,700 | $128,800 (-) Land $21,100 Building $107,700 |
| 2024 | $2,034.00 (-6.57%) Homeowner's exemption | $45,090 (-) Land $7,390 Building $37,700 | |
| 2023 | $2,177.00 (+31.94%) Homeowner's exemption | $45,090 (+34.32%) Land $7,390 Building $37,700 | $128,800 (+34.31%) Land $21,100 Building $107,700 |
| 2022 | $1,650.00 Homeowner's exemption | $33,570 Land $5,670 Building $27,900 | |
| 2020 | $95,900 Land $16,200 Building $79,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Dec 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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