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538 3rd St, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 538 3rd St, Atco, NJ 08004

Property Summary

Property TypeSingle Family Home
Details1,476 sqft · built 1920
Lot Size0.689 acres (30,000 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Jan 2026)
Tax Bill$6,648 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Jan 2026 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN35-01611-0000-00001

Property Details

APN / Parcel Number

Primary APN35-01611-0000-00001
Alternative APN
  • 3500073000000013

Interior

Stories2 Stories
Building Area1,476 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Lot Area30,000 sqft (0.689 acres)
Lot Dimensions200 ft deep x 150 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number3500073000000013
Street Address538 3RD ST
CityATCO
StateNJ
Zip08004-1738
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeOP
Legal Block1611
Legal Lot Number1
JurisdictionCAMDEN NJ
Township / Civil DivisionWATERFORD
Census Block Group3
Census Block3033
Census Tract608901

Owner

Source: Camden County and Waterford Township records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address538 3RD ST, ATCO, NJ 08004-1738
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2026Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Jan 8, 2026Intrafamily Transfer, Transfer
SURE TITLE COMPANY LLC, SURETY TITLE COMPANY LLC
Jun 2, 2022Deed, Transfer
CORE TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2026 · Amount on Record
Deed SaleJan 8, 2026 · Amount on Record
Prior SaleJun 2, 2022 · Amount on Record
Deed Document Number20261743
Deed Book / Page12994 / 1560
Prior Transfer DateMar 29, 2012
Prior Transfer Doc0000025997
Record UpdatedOct 29, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionCAMDEN NJ
Recording DateJan 8, 2026
Property Address538 3RD ST, ATCO, NJ 08004-1738
Document Number0000001743
Book / Page12994 / 1560
Instrument DateDec 22, 2025
Instrument2026001743
Transaction TypeTransfer
Record UpdatedJan 28, 2026
Title CompanySURE TITLE COMPANY LLC, SURETY TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,793.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address27 LAFAYETTE AVE, VOORHEES, NJ 08043-9515

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address538 3RD ST, ATCO, NJ 08004-1738

Mortgage

Document Number0129941566
DateJan 8, 2026
Instrument12994/1566
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCAMDEN NJ
Recording DateJan 8, 2026
Property Address538 3RD ST, ATCO, NJ 08004-1738
Document Number0000001741
Book / Page12994 / 1546
Instrument DateSep 2, 2025
Instrument2026001741
Transaction TypeTransfer
Record UpdatedJan 28, 2026
Title CompanySURE TITLE COMPANY LLC, SURETY TITLE COMPANY LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address27 LAFAYETTE AVE, VOORHEES, NJ 08043-9515

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 LAFAYETTE AVE, VOORHEES, NJ 08043-9515

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionCAMDEN NJ
Recording DateJun 2, 2022
Property Address538 3RD ST, ATCO, NJ 08004-1738
Document Number0000056862
Book / Page12101 / 1164
Instrument DateApr 21, 2022
Instrument2022056862
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyCORE TITLE

Transaction

AmountAmount Recorded
Tax$767.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address538 3RD ST, 538, ATCO, NJ 08004-1738

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 3RD ST, ATCO, NJ 08004-1738

Tax Assessment & Valuation

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCamden County
County SubdivisionWaterford Township
Unified School DistrictWaterford Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$145,800 (-) Land $50,000 Building $95,800$145,800 (-) Land $50,000 Building $95,800
2025$6,648.00 (+3.5%)$145,800 (-) Land $50,000 Building $95,800$145,800 (-) Land $50,000 Building $95,800
2024$6,423.00 (+7.3%)
2023$145,800 Land $50,000 Building $95,800$145,800 Land $50,000 Building $95,800
2022$5,986.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 58% of New Jersey
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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