Camden County and Waterford Township property record for 537 3rd St, Atco, NJ 08004
| Property Type | Single Family Home |
|---|---|
| Details | 1,274 sqft · built 1920 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Dec 2025) |
| Tax Bill | $5,901 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-01306-0000-00006 |
| Primary APN | 35-01306-0000-00006 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,274 sqft Living Area |
| 1st Floor Area | 1,274 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Old Parcel Number | 3500060000000011 |
|---|---|
| Street Address | 537 3RD ST |
| City | ATCO |
| State | NJ |
| Zip | 08004-1732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OP |
| Legal Block | 1306 |
| Legal Lot Number | 6 |
| Jurisdiction | CAMDEN NJ |
| Township / Civil Division | WATERFORD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 608901 |
Source: Camden County and Waterford Township records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 537 3RD ST, ATCO, NJ 08004-1732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 8, 2025 · Amount on Record |
| Deed Sale | Dec 8, 2025 · Amount on Record |
| Prior Sale | May 5, 2011 · Amount on Record |
| Deed Document Number | 202575586 |
| Deed Book / Page | 12974 / 1357 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAMDEN NJ |
| Recording Date | Dec 8, 2025 |
| Property Address | 537 3RD ST, ATCO, NJ 08004-1732 |
| Document Number | 0000075586 |
| Book / Page | 12974 / 1357 |
| Instrument Date | Nov 24, 2025 |
| Instrument | 2025075586 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | TRIDENT LAND TRANSFER CO LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,793.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2414 CENTRAL AVE, BERLIN, NJ 08009-9116 |
| Name | Verified Name |
|---|---|
| Address | 537 3RD ST, ATCO, NJ 08004-1732 |
| Document Number | 0129741363 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 12974/1363 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Number | 0000075588 |
|---|---|
| Date | Dec 8, 2025 |
| Book Page | 12974/1381 |
| Instrument | 2025075588 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Address | TRENTON, NJ 08650 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Nov 24, 2030 |
Source: Camden County and Waterford Township assessment roll, as of July 1, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Camden County |
| County Subdivision | Waterford Township |
| Unified School District | Waterford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,400 (-) Land $41,300 Building $88,100 | $129,400 (-) Land $41,300 Building $88,100 | |
| 2025 | $5,901.00 (+3.51%) | $129,400 (-) Land $41,300 Building $88,100 | $129,400 (-) Land $41,300 Building $88,100 |
| 2024 | $5,701.00 (+7.3%) | ||
| 2023 | $129,400 Land $41,300 Building $88,100 | $129,400 Land $41,300 Building $88,100 | |
| 2022 | $5,313.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1979) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 58% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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