5378 Pine Ridge Ln, Miramar Beach, FL 32550 Property Records

Walton County property record for 5378 Pine Ridge Ln, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.025 acres (1,073 sqft)
Owner	2 Individual Names on Record
Last Sale	$855,000 (Jul 2026)
Tax Bill	$6,812 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-2S-21-42900-005-5378`

Property Details

APN / Parcel Number

Primary APN	`26-2S-21-42900-005-5378`
Alternative APNs	`26-221-42900-005-5378` `1053119`

Exterior

Architectural Style	Condo/Apartment
Lot Area	1,073 sqft (0.025 acres)

Location & Zoning

Street Address	5378 PINE RIDGE LN
City	MIRAMAR BEACH
State	FL
Zip	32550-4212
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CC
Legal Description	UNIT 5378, BLDG 5, PHASE 5, PINE RIDGE VILLAS & A FRACTIONAL INTEREST IN ALL COMMON AREAS & APPURTENENT LIMITED COMMON ELEMENTS AS DESC IN OR 2628-1877. OR 2603-783 OR 3003-4745 OR 3225-287 OR 3225-536
Legal Range	021
Legal Township	02S
Legal Section	26
Legal Subdivision	PINE RIDGE VILLAS
Legal Phase	5
Legal Block	553
Legal Lot Number	5378
Legal Unit	5378
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of August 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	104 LAVENDER CT, BELLE CHASSE, LA 70037-1659
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Warranty Deed, Transfer · Conventional Mortgage DFT2 FINANCIAL LLC
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 12, 2021	Warranty Deed, Transfer MCNEESE TITLE LLC
Nov 12, 2021	Warranty Deed, Transfer MCNEESE TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Prior Sale	Nov 12, 2021 · Amount on Record
Deed Document Number	202629888
Deed Book / Page	3406 / 2117
Prior Transfer Date	Mar 3, 2016
Prior Transfer Doc	0030034745
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 21, 2026
Property Address	5378 PINE RIDGE LN, MIRAMAR BEACH, FL 32550-4212
Document Number	0000029888
Book / Page	3406 / 2117
Instrument Date	Jul 20, 2026
Instrument	202629888
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	MCNEESE TITLE LLC, MCNEESE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$604,485.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 LAVENDER CT, BELLE CHASSE, LA 70037-1659

Mortgage

Document Number	0000029889,
Date	Jul 21, 2026
Book Page	3406/2119
Instrument	202629889

Lender

Name	DFT2 FINANCIAL LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	5378 PINE RIDGE LN, MIRAMAR BEACH, FL 32550-4212
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	MCNEESE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 HOUSTON PARK, SELMA, AL 36701-6529

Mortgage

Document Number	0032293867
Date	Dec 16, 2021
Book Page	3229/3867
Instrument	20210061920

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 12, 2021
Property Address	5378 PINE RIDGE LN, MIRAMAR BEACH, FL 32550-4212
Document Number	0032250536
Book / Page	3225 / 536
Map Reference	MB 2544 PG 180-256
Instrument Date	Nov 11, 2021
Instrument	20210056502
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	MCNEESE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 HOOPER DR, SELMA, AL 36701-6522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1013 HOUSTON PARK, SELMA, AL 36701-6529
Investor	Possibly a Property Investor

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Nov 12, 2021
Property Address	5378 PINE RIDGE LN, MIRAMAR BEACH, FL 32550-4212
Document Number	0032250287
Book / Page	3225 / 287
Map Reference	MB 2544 PG 180-256
Instrument Date	Nov 8, 2021
Instrument	20210056461
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$5,180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3301 BAYSHORE BLVD UNIT 2306, 2306, TAMPA, FL 33629-8840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 HOOPER DR, SELMA, AL 36701-6522

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,812.00 (+3.17%)	$753,900 (+14.04%) Building $753,900	$753,900 (+14.04%) Building $753,900
2024	$6,603.00 (+12.54%)
2023	$5,867.00 (+10.14%)	$661,076 (+15%) Building $661,076	$661,076 (+15%) Building $661,076
2022	$5,327.00	$574,849 Building $574,849	$574,849 Building $574,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

Nearby Properties on Pine Ridge Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures