5377 Pine Ridge Ln, Miramar Beach, FL 32550 Property Records

Walton County property record for 5377 Pine Ridge Ln, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.025 acres (1,073 sqft)
Owner	2 Company Names on File
Last Sale	$800,000 (Sep 2026)
Tax Bill	$6,812 (2025)
Deeds & Mortgages	Sep 2026 Sale May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26-2S-21-42900-005-5377`

Property Details

APN / Parcel Number

Primary APN	`26-2S-21-42900-005-5377`
Alternative APNs	`26-221-42900-005-5377` `1053118`

Exterior

Architectural Style	Condo/Apartment
Lot Area	1,073 sqft (0.025 acres)

Location & Zoning

Street Address	5377 PINE RIDGE LN
City	MIRAMAR BEACH
State	FL
Zip	32550-4212
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CC
Legal Description	UNIT 5377 BLDG 5 PHASE 5 PINE RIDGE VILLAS & A FRACTIONAL INTEREST IN ALL COMMON AREAS & APPURTENENT LIMITED COMMON ELEMENTS AS DESC IN OR 2628-1877. OR 2602-3360 OR 3058-1395 OR 3092-1667 OR 3216-49
Legal Range	021
Legal Township	02S
Legal Section	26
Legal Subdivision	PINE RIDGE VILLAS
Legal Phase	5
Legal Block	553
Legal Lot Number	5377
Legal Unit	5377
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

Source: Walton County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	1543 NATIVE TRL, SODDY DAISY, TN 37379-3675
Owner Type	Company
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Warranty Deed, Transfer CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE
May 23, 2023	Warranty Deed, Transfer · Commercial Mortgage FARMERS BANK & TRUST
Sep 13, 2021	Warranty Deed, Transfer · Line of Credit TRIAD BANK
Dec 12, 2018	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2026 · Amount on File
Deed Sale	Sep 22, 2026 · Amount on File
Prior Sale	May 23, 2023 · Amount on File
Deed Document Number	202638929
Deed Book / Page	3413 / 2420
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 22, 2026
Property Address	5377 PINE RIDGE LN, MIRAMAR BEACH, FL 32550-4212
Document Number	0000038929
Book / Page	3413 / 2420
Instrument Date	Sep 16, 2026
Instrument	202638929
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	CUSTOMERS FIRST TITLE COMPANY, CUSTOMERS FIRST TITLE

Transaction

Amount	Amount on Record
Tax	$565,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1543 NATIVE TRL, SODDY DAISY, TN 37379-3675

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 23, 2023
Property Address	5377 PINE RIDGE LN, MIRAMAR BEACH, FL 32550-4212
Document Number	0032901732
Book / Page	3290 / 1732
Map Reference	MB 2544 PG 180-256
Instrument Date	May 18, 2023
Instrument	20230018157
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	NOT AVAILABLE, BEACH LAND AND TTL SVCS INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	390 GLEN HOLLOW LN, SAINT ALBANS, MO 63073-1001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 686, OSCEOLA, AR 72370-0686

Mortgage

Document Number	0032901734
Date	May 23, 2023
Instrument	3290/1734

Lender

Name	FARMERS BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	6 Months
Due	Nov 17, 2023

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 13, 2021
Property Address	5377 PINE RIDGE LN, MIRAMAR BEACH, FL 32550-4212
Document Number	0032160049
Book / Page	3216 / 49
Map Reference	MB 2544 PG 180-256
Instrument Date	Sep 9, 2021
Instrument	20210045882
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,670.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4111 BEACHSIDE ONE DR, MIRAMAR BEACH, FL 32550-4225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 434, SAINT ALBANS, MO 63073-0434

Mortgage

Document Number	0000321651
Date	Sep 13, 2021
Instrument	3216/51

Lender

Name	TRIAD BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Sep 9, 2026

Mortgage

Document Number	0032160060
Date	Sep 13, 2021
Book Page	3216/60
Instrument	20210045884

Lender

Name	TRIAD BANK
Type	Bank
Address	SAINT LOUIS, MO 63131

Agreement

Type	Unknown
Amount	Amount on Record

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 12, 2018
Property Address	5377 PINE RIDGE LN, MIRAMAR BEACH, FL 32550-4212
Document Number	0030921667
Book / Page	3092 / 1667
Map Reference	OR 2544 PG 180-256
Instrument Date	Dec 11, 2018
Instrument	2018000041098
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9735 HWY, 9735, MIRAMAR BEACH, FL 32550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4625 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-4203

Mortgage

Document Number	2018000041099
Date	Dec 12, 2018
Instrument	2018000041099

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,812.00 (-1.07%)	$753,900 (+14.04%) Building $753,900	$753,900 (+14.04%) Building $753,900
2024	$6,886.00 (+17.37%)
2023	$5,867.00 (+10.14%)	$661,076 (+15%) Building $661,076	$661,076 (+15%) Building $661,076
2022	$5,327.00	$574,849 Building $574,849	$574,849 Building $574,849

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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