5370 E Scarlet Oak Ln, Byron, IL 61010 Property Records

Ogle County property record for 5370 E Scarlet Oak Ln, Byron, IL 61010

Property Summary

Property Type	Single Family Home
Details	1,610 sqft · built 1998
Lot Size	0.705 acres (30,721 sqft)
Owner	2 Individual Names on File
Last Sale	$287,000 (Aug 2025)
Tax Bill	$6,066 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Jul 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-04-126-026`

Property Details

APN / Parcel Number

Primary APN	`10-04-126-026`

Interior

Stories	1 Story
Building Area	1,610 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	30,721 sqft (0.705 acres)
Lot Dimensions	200 ft deep x 150 ft wide

Location & Zoning

Street Address	5370 E SCARLET OAK LN
City	BYRON
State	IL
Zip	61010-9379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK:11 TWP:24 SECT/LOT:4 LOT 149 NORDIC WOODS SUB NO 2
Legal Range	11
Legal Township	24
Legal Section	04
Legal Subdivision	NORDIC WOODS SUB
Legal Block	11
Legal Lot Number	4,149
Jurisdiction	OGLE IL
Township / Civil Division	MARION
Census Block Group	1
Census Block	1013
Census Tract	961700

Owner

5370 E Scarlet Oak Ln is owned and occupied by two individuals who bought it in August 2025.

Source: Ogle County records, as of May 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5370 E SCARLET OAK LN, BYRON, IL 61010-9379
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE CU
Jul 15, 2020	Deed of Trust, Mortgage · Line of Credit HERITAGE CU
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE CU
Jun 11, 2019	Deed of Trust, Mortgage · Line of Credit HERITAGE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2025 · Amount on File
Deed Sale	Aug 19, 2025 · Amount on File
Deed Document Number	20254150
Prior Transfer Date	Sep 26, 2024
Prior Transfer Doc	0000004149
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	5370 E SCARLET OAK LN, BYRON, IL 61010-9379
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003415
Date	Jun 25, 2019
Instrument	201903415

Lender

Name	HERITAGE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	264 Months
Due	Jun 28, 2041

Interest

Rate Type	Fixed Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	5370 E SCARLET OAK LN, BYRON, IL 61010-9379
Document Number	0000004995
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5370 E SCARLET OAK LN BYRON IL 610109379, BYRON, IL 61010-9379

Mortgage

Document Number	0000004995
Date	Jul 23, 2020
Instrument	4995

Lender

Name	HERITAGE CU
Type	Credit Union
Address	MADISON, WI 53704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Jul 22, 2042

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	5370 E SCARLET OAK LN, BYRON, IL 61010-9379
Document Number	0000003648
Instrument Date	Jun 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5370 E SCARLET OAK LN BYRON IL 610109379, BYRON, IL 61010-9379

Mortgage

Document Number	0000003648
Date	Jun 9, 2020
Instrument	3648

Lender

Name	HERITAGE CU
Type	Credit Union
Address	MADISON, WI 53704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 8, 2035

Interest

Rate Type	Fixed Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	5370 E SCARLET OAK LN, BYRON, IL 61010-9379
Document Number	0000003283
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5370 E SCARLET OAK LN BYRON IL 610109379, BYRON, IL 61010-9379

Mortgage

Document Number	0000003283
Date	Jun 19, 2019
Instrument	3283

Lender

Name	HERITAGE CU
Type	Credit Union
Address	MADISON, WI 53704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Jun 18, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 5370 E Scarlet Oak Ln was $6,066.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Marion Township
Unified School District	Meridian Community Unit School District 223 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,066.00	$73,873 Land $13,947 Building $59,926	$221,619 Land $41,841 Building $179,778
2023		$61,662 Land $12,012 Building $49,650	$184,986 Land $36,036 Building $148,950
2022	$4,482.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5370 E Scarlet Oak Ln in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	33 (1982–2026)
Claims Outside the SFHA	6 of 33
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Jul 2010 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5370 E Scarlet Oak Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-NORDIC WOODS private · serves 425 people · EPA ID IL1415330
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

Cell Coverage

5G (outdoors only) and 4G LTE

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