5280 E Scarlet Oak Ln, Byron, IL 61010 Property Records

Ogle County property record for 5280 E Scarlet Oak Ln, Byron, IL 61010

Property Summary

Property Type	Single Family Home
Details	1,750 sqft · built 1999
Lot Size	0.499 acres (21,752 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Jul 2021)
Tax Bill	$6,513 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-04-126-014`

Property Details

APN / Parcel Number

Primary APN	`10-04-126-014`

Interior

Stories	1 Story
Building Area	1,750 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	21,752 sqft (0.499 acres)

Location & Zoning

Street Address	5280 E SCARLET OAK LN
City	BYRON
State	IL
Zip	61010-9379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK:11 TWP:24 SECT/LOT:4 LOT 145 NORDIC WOODS SUB NO 2
Legal Range	11
Legal Township	24
Legal Section	04
Legal Subdivision	NORDIC WOODS SUB
Legal Block	11
Legal Lot Number	4,145
Jurisdiction	OGLE IL
Township / Civil Division	MARION
Census Block Group	1
Census Block	1013
Census Tract	961700

Owner

5280 E Scarlet Oak Ln is owned and occupied by an individual who bought it in July 2021.

Source: Ogle County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5280 E SCARLET OAK LN, BYRON, IL 61010-9379
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 6, 2021	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BANK
Sep 4, 2018	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2021 · Amount on File
Deed Sale	Jul 6, 2021 · Amount on File
Prior Sale	Sep 4, 2018 · Amount on File
Deed Document Number	20214965
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	5280 E SCARLET OAK LN, BYRON, IL 61010-9379
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000922
Date	Feb 26, 2026
Instrument	202600922

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2046

Interest

Rate Type	Fixed Rate
Rate	8.75%

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Jul 6, 2021
Property Address	5280 E SCARLET OAK LN, BYRON, IL 61010-9379
Document Number	0000004965
Map Reference	FL C PG 47
Instrument Date	Jun 30, 2021
Instrument	202104965
Transaction Type	Transfer
Record Updated	Aug 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.50
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5280 E SCARLET OAK LN, BYRON, IL 61010-9379

Mortgage

Document Number	0000004966
Date	Jul 6, 2021
Instrument	202104966

Lender

Name	JP MORGAN CHASE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLE IL
Recording Date	Sep 4, 2018
Property Address	5280 E SCARLET OAK LN, BYRON, IL 61010-9379
Document Number	0000004882
Instrument Date	Aug 27, 2018
Instrument	4882
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	MAGNUS TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$266.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5280 E SCARLET OAK LN BYRON IL 610109379, BYRON, IL 61010-9379

Mortgage

Document Number	4883
Date	Sep 4, 2018
Instrument	4883

Lender

Name	GUARANTEED RATE
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

The 2025 property tax bill for 5280 E Scarlet Oak Ln was $6,513.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Marion Township
Unified School District	Meridian Community Unit School District 223 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,513.00	$85,312 Land $13,947 Building $71,365	$255,936 Land $41,841 Building $214,095
2023		$73,477 Land $12,012 Building $61,465	$220,431 Land $36,036 Building $184,395
2022	$5,439.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5280 E Scarlet Oak Ln in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	33 (1982–2026)
Claims Outside the SFHA	6 of 33
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Jul 2010 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5280 E Scarlet Oak Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-NORDIC WOODS private · serves 425 people · EPA ID IL1415330
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AaroBand.

Cell Coverage

5G (outdoors only) and 4G LTE

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