528 Willow Bend Dr, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 528 Willow Bend Dr, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,862 sqft · built 1989
Lot Size	0.232 acres (10,106 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Aug 2022)
Tax Bill	$3,890 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Aug 2020 Sale & Mortgage
APN	`0452001000620`

Property Details

APN / Parcel Number

Primary APN	`0452001000620`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,862 sqft Living Area
1st Floor Area	1,584 sqft
Attic	Attic
Attic Area	464 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,106 sqft (0.232 acres)
Lot Dimensions	124 ft deep x 81 ft wide
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	374 sqft
Deck Area	Deck Area
Patio Area	336 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	528 WILLOW BEND DR
City	CHESAPEAKE
State	VA
Zip	23323-1064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	62 MILL CREEK SEC 3
Legal Subdivision	MILL CREEK
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3002
Census Tract	21301

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	528 WILLOW BEND DR, CHESAPEAKE, VA 23323-1064
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE
Aug 26, 2020	Warranty Deed, Transfer · VA Mortgage GOPRIME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2022 · Amount on Record
Deed Sale	Aug 29, 2022 · Amount on Record
Prior Sale	Aug 26, 2020 · Amount on Record
Deed Document Number	202227388
Deed Book / Page	10595 / 1853
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 29, 2022
Property Address	528 WILLOW BEND DR, CHESAPEAKE, VA 23323-1064
Document Number	10595/1853
Book / Page	10595 / 1853
Instrument Date	Aug 18, 2022
Instrument	220027388
Transaction Type	Transfer
Record Updated	Sep 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 WILLOW BEND DR, CHESAPEAKE, VA 23323-1064

Mortgage

Document Number	0220027389
Date	Aug 29, 2022
Instrument	220027389

Lender

Name	AMERICAN NEIGHBORHOOD MORTGAGE ACCE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 26, 2020
Property Address	528 WILLOW BEND DR, CHESAPEAKE, VA 23323-1064
Document Number	10207/705
Book / Page	10207 / 705
Instrument Date	Aug 14, 2020
Instrument	200029846
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	528 WILLOW BEND DR, CHESAPEAKE, VA 23323-1064

Mortgage

Document Number	200029847
Date	Aug 26, 2020
Instrument	200029847

Lender

Name	GOPRIME MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,800 (+4.6%) Land $160,000 Building $242,800	$402,800 (+4.6%) Land $160,000 Building $242,800
2025	$3,890.00 (+46.24%)	$385,100 (+5.74%) Land $150,000 Building $235,100	$385,100 (+5.74%) Land $150,000 Building $235,100
2023		$364,200 (+11.38%) Land $130,000 Building $234,200	$364,200 (+11.38%) Land $130,000 Building $234,200
2022		$327,000 Land $120,000 Building $207,000	$327,000 Land $120,000 Building $207,000
2019	$2,660.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	9 (1999–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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