537 W River St, Cave Junction, OR 97523 Property Records

Josephine County property record for 537 W River St, Cave Junction, OR 97523

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,040 sqft · built 2020
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$270,000 (Mar 2024)
Tax Bill	$1,863 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Mar 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-08-21-BA-000703`

Property Details

APN / Parcel Number

Primary APN	`39-08-21-BA-000703`
Alternative APNs	`390821BA00070300` `R347334`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R347334
Street Address	537 W RIVER ST
City	CAVE JUNCTION
State	OR
Zip	97523-9504
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	SR
Legal Description	P.P. 2018-38, PARCEL 2, ACRES 0.35
Legal Range	08W
Legal Township	39S
Legal Section	21
Legal Subdivision	PARTITION PLAT NO 2018-038
Legal Block	1
Jurisdiction	JOSEPHINE OR
Township / Civil Division	CAVE JUNCTION
Census Block Group	1
Census Block	1026
Census Tract	361601

Owner

Source: Josephine County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	537 W RIVER ST, CAVE JUNCTION, OR 97523-9504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 22, 2021	Warranty Deed, Transfer AMERITITLE
Aug 7, 2020	Deed of Trust, Construction Loan · Construction Mortgage PRECISION CAP
Apr 23, 2020	Warranty Deed, Transfer · Conventional Mortgage VASQUEZ M & H L L/TR (LT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2024 · Amount on Record
Deed Sale	Mar 8, 2024 · Amount on Record
Deed Document Number	20242506
Prior Transfer Date	Mar 6, 2024
Prior Transfer Doc	0000002506
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Mar 8, 2024
Property Address	537 W RIVER ST, CAVE JUNCTION, OR 97523-9504
Document Number	0000002506
Instrument Date	Mar 6, 2024
Instrument	2024-002506
Transaction Type	Transfer
Record Updated	Nov 14, 2025
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	537 W RIVER ST, CAVE JUNCTION, OR 97523-9504

Mortgage

Document Number	0000002507
Date	Mar 8, 2024
Instrument	2024-002507

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Mar 22, 2021
Property Address	537 W RIVER ST, CAVE JUNCTION, OR 97523-9504
Document Number	0000005288
Instrument Date	Mar 19, 2021
Instrument	5288
Transaction Type	Transfer
Record Updated	Apr 9, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Tax	$269.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 W RIVER ST CAVE JUNCTION OR 975239504, CAVE JUNCTION, OR 97523-9504

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	JOSEPHINE OR
Recording Date	Aug 7, 2020
Property Address	537 W RIVER ST, CAVE JUNCTION, OR 97523-9504
Document Number	0000011602
Instrument Date	Aug 4, 2020
Instrument	11602
Transaction Type	Construction Loan
Record Updated	Aug 14, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273 HILLVIEW DR GRANTS PASS OR 975279407, GRANTS PASS, OR 97527-9407

Mortgage

Document Number	0000011602
Date	Aug 7, 2020
Instrument	11602

Lender

Name	PRECISION CAP
Type	Funding / Finance Company
Address	EUGENE, OR 97401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Aug 6, 2022

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOSEPHINE OR
Recording Date	Apr 23, 2020
Property Address	537 W RIVER ST, CAVE JUNCTION, OR 97523-9504
Document Number	0000005665
Instrument Date	Mar 30, 2020
Instrument	5665
Transaction Type	Transfer
Record Updated	May 11, 2020
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273 HILLVIEW DR GRANTS PASS OR 975279407, GRANTS PASS, OR 97527-9407

Mortgage

Document Number	5666
Date	Apr 23, 2020
Instrument	5666

Lender

Name	VASQUEZ M & H L L/TR (LT)
Address	5757 WESTSIDE RD, CAVE JUNCTION, OR 97523-9324

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Apr 22, 2023

Tax Assessment & Valuation

Source: Josephine County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Josephine County
Municipality	Cave Junction City
Unified School District	Three Rivers School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,863.00 (+2.99%)	$156,480 (+2.99%)	$306,460 (+7.56%) Land $49,180 Building $257,280
2024	$1,809.00 (+346.67%)	$151,930 (+309.51%)	$284,910 (+278.17%) Land $47,330 Building $237,580
2023	$405.00 (+0.5%)	$37,100 (+3%)	$75,340 (+24.84%) Land $52,560 Building $22,780
2022	$403.00	$36,020	$60,350 Land $38,150 Building $22,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 60% of Oregon
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAVE JUNCTION serves 2,160 people · EPA ID OR4100971
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Hunter Communications, Ziply Fiber.

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