537 N Main St, Ada, OH 45810 Property Records

Hardin County property record for 537 N Main St, Ada, OH 45810

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,792 sqft · built 1994
Lot Size	0.23 acres (10,034 sqft)
Owner	Individual Name on File
Tax Bill	$2,091 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Oct 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-130137.0000`

Property Details

APN / Parcel Number

Primary APN	`25-130137.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,792 sqft Living Area
1st Floor Area	896 sqft
Upper Floors Area	896 sqft
Basement Area	896 sqft
Unfinished Basement	896 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gambrel
Roof Material	Shingle
Lot Area	10,034 sqft (0.23 acres)
Lot Dimensions	173 ft deep x 58 ft wide
Garage Area	1,248 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	537 N MAIN ST
City	ADA
State	OH
Zip	45810-1025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE 1/4 ADA LANDS 21
Legal Subdivision	ADA LANDS
Jurisdiction	HARDIN OH
Township / Civil Division	LIBERTY
Census Block Group	4
Census Block	4000
Census Tract	402

Owner

537 N Main St is owned by an individual who acquired it in October 2021.

Source: Hardin County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	3013 CAPITAL HILL DR, BURLESON, TX 76028-7785
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · Line of Credit THE MIDDLEFIELD BANKING CO
Oct 21, 2021	Transfer on Death Deed, Transfer
May 27, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 14, 2021
Transfer Doc	562/3610
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	537 N MAIN ST, ADA, OH 45810-1025
Transaction Type	Mortgage
Record Updated	Sep 19, 2023
Title Company	TITLE 365, TITLE 365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00568/3616
Date	Aug 8, 2023
Book Page	568/3616
Instrument	2023002098

Lender

Name	THE MIDDLEFIELD BANKING CO
Type	Bank
Address	MIDDLEFIELD, OH 44062

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HARDIN OH
Recording Date	Oct 21, 2021
Property Address	537 N MAIN ST, ADA, OH 45810-1025
Document Number	562/3610
Book / Page	562 / 3610
Instrument Date	Oct 14, 2021
Instrument	202100003925
Transaction Type	Transfer
Record Updated	Nov 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	537 N MAIN ST, ADA, OH 45810-1025

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDIN OH
Recording Date	May 27, 2020
Property Address	537 N MAIN ST, ADA, OH 45810-1025
Document Number	00556/3981
Book / Page	556 / 3981
Instrument Date	May 26, 2020
Instrument	202000001750
Transaction Type	Transfer
Record Updated	Apr 1, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 N MAIN ST, ADA, OH 45810-1025

Tax Assessment & Valuation

The 2025 property tax bill for 537 N Main St was $2,091, up 0.7% from the year before.

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
Municipality	Ada Village
County	Hardin County
County Subdivision	Liberty Township
Unified School District	Ada Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,091.00 (+0.67%)	$63,310 (-) Land $2,820 Building $60,490
2024	$2,077.00 (-0.62%) Homeowner's exemption Senior Citizen's exemption	$63,310 (-) Land $2,820 Building $60,490
2023	$2,090.00 (+21.09%) Homeowner's exemption Senior Citizen's exemption	$63,310 (+33.28%) Land $2,820 Building $60,490	$180,890 Land $8,060 Building $172,830
2022	$1,726.00 Homeowner's exemption Senior Citizen's exemption	$47,500 Land $2,730 Building $44,770
2020			$135,710 Land $7,800 Building $127,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 537 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 537 N Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADA VILLAGE serves 5,334 people · EPA ID OH3300012
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: MetaLINK Technologies, T-Mobile, Watch TV.

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