520 N Main St, Ada, OH 45810 Property Records

Hardin County property record for 520 N Main St, Ada, OH 45810

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,680 sqft
Lot Size0.252 acres (10,980 sqft)
OwnerIndividual Name on File
Last Sale$155,000 (Sep 2022)
Tax Bill$1,919 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-160007.0000

Property Details

APN / Parcel Number

Primary APN25-160007.0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,680 sqft Living Area
1st Floor Area840 sqft
Basement Area840 sqft
Finished Basement840 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area10,980 sqft (0.252 acres)
Lot Dimensions180 ft deep x 61 ft wide
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemGravity Furnace
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address520 N MAIN ST
CityADA
StateOH
Zip45810-1026
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOWANS N PT OL 4
Legal SubdivisionMOWANS
JurisdictionHARDIN OH
Township / Civil DivisionLIBERTY
Census Block Group3
Census Block3009
Census Tract402

Owner

Source: Hardin County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address520 N MAIN ST, ADA, OH 45810-1026
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 1, 2022 · Amount on Record
Deed SaleSep 1, 2022 · Amount on Record
Prior SaleMar 27, 2006 · Amount on Record
Deed Document Number20222986
Deed Book / Page565 / 5188
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARDIN OH
Recording DateSep 1, 2022
Property Address520 N MAIN ST, ADA, OH 45810-1026
Document Number00565/5188
Book / Page565 / 5188
Instrument DateAug 30, 2022
Instrument2022002986
Transaction TypeTransfer
Record UpdatedOct 24, 2022
Title CompanyCEBA TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address520 N MAIN ST, ADA, OH 45810-1026

Mortgage

Document Number2022002987
DateSep 1, 2022
Instrument2022002987
Lender
NameCIVISTA BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateOhio
MunicipalityAda Village
CountyHardin County
County SubdivisionLiberty Township
Unified School DistrictAda Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,919.00 (+0.89%)$48,770 (+1.67%) Land $3,030 Building $45,740
2024$1,902.00 (+0.37%)$47,970 (-) Land $3,030 Building $44,940
2023$1,895.00 (+5.39%)$47,970 (+21.2%) Land $3,030 Building $44,940$139,350 (+23.22%) Land $8,660 Building $130,690
2022$1,798.00$39,580 Land $2,940 Building $36,640
2020$113,090 Land $8,400 Building $104,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADA VILLAGE
serves 5,334 people · EPA ID OH3300012
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
HDER Link
Fixed Wireless
100 / 100

May also be available: Benton Ridge Telephone Company, Defiance Holdings, T-Mobile USA.

Nearby Properties on N Main St

Nearby Streets

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