537 Monaco Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 537 Monaco Dr, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,249 sqft · built 1989
Lot Size	0.276 acres (12,001 sqft)
Owner	Individual Name on File
Last Sale	$405,000 (Apr 2017)
Tax Bill	$6,795 (2025)
Deeds & Mortgages	Sep 2022 Transfer Nov 2019 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`412320356007`

Property Details

APN / Parcel Number

Primary APN	`412320356007`
Alternative APNs	`00952602138006` `10004708110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,249 sqft Living Area
Gross Area	3,370 sqft
1st Floor Area	2,249 sqft
Intercom	Intercom

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Tile
Lot Area	12,001 sqft (0.276 acres)
Garage Type	Attached
Garage Area	605 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Raised Porch
Porch Area	516 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952602138006
Street Address	537 MONACO DR
City	PUNTA GORDA
State	FL
Zip	33950-7815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GS-3.5
Legal Description	PUNTA GORDA ISLES SEC15 BLK290 LT 18 837/1662-73 974/143 1543/720 1685/363 1845/1312 2077/338 DC3469/1903-GLP DC3600/347-JMP PR11-1513 LOA3598/1369 ODH3634/738 3795/658 4183/323 UNREC DC-FAM 4502/1996 DC5050/1698-EGM
Legal Range	23E
Legal Township	41S
Legal Section	20
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	290
Legal Lot Number	18
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	2
Census Block	2021
Census Tract	10405

Owner

537 Monaco Dr is owned by an individual who acquired it in November 2019.

Source: Charlotte County records, as of November 19, 2025

Owner of Record	Individual Name on File
Mailing Address	11271 ARROWHEAD DR, SOUTH LYON, MI 48178-9541
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 7, 2019	Grant Deed, Transfer ATTORNEY ONLY
Apr 3, 2017	Warranty Deed, Transfer SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TITLE & CLOSINGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2017 · Amount on File
Deed Sale	Apr 3, 2017 · Amount on File
Prior Sale	Aug 16, 2013 · Amount on File
Deed Document Number	20172512015
Deed Book / Page	4183 / 323
Last Transfer Date	Nov 1, 2019
Transfer Doc	0045021996
Record Updated	Jun 8, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Sep 20, 2022
Property Address	537 MONACO DR, PUNTA GORDA, FL 33950-7815
Document Number	0050501703
Book / Page	5050 / 1703
Map Reference	MB 8 PG 20-A-20Z5
Instrument Date	Aug 31, 2022
Instrument	3152770
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11271 ARROWHEAD DR, 11271, SOUTH LYON, MI 48178-9541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11271 ARROWHEAD DR, SOUTH LYON, MI 48178-9541

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Nov 7, 2019
Property Address	537 MONACO DR, PUNTA GORDA, FL 33950-7815
Document Number	0045021996
Book / Page	004502 / 001996
Instrument Date	Nov 1, 2019
Instrument	2758667
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	537 MONACO DR PUNTA GORDA FL 339507815, PUNTA GORDA, FL 33950-7815

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 3, 2017
Property Address	537 MONACO DR, PUNTA GORDA, FL 33950-7815
Document Number	0041830323
Book / Page	004183 / 000323
Instrument Date	Mar 31, 2017
Instrument	2512015
Transaction Type	Transfer
Record Updated	Jul 12, 2017
Title Company	SUNCOAST ONE TITLE AND CLOSINGS, SUNCOAST ONE TITLE & CLOSINGS

Transaction

Amount	Amount on Record
Tax	$2,835.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	537 MONACO DR PUNTA GORDA FL 339507815, PUNTA GORDA, FL 33950-7815

Tax Assessment & Valuation

The 2025 property tax bill for 537 Monaco Dr was $6,795, down 10.8% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Municipality	Punta Gorda City
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,795.00 (-10.79%)	$408,902 Land $97,750 Building $311,152	$408,902 Land $97,750 Building $311,152
2024	$7,617.00 (+9%)
2023	$6,988.00 (+44.14%)	$410,237 (+26.67%)	$399,098 (+16.84%) Land $100,000 Building $299,098
2022	$4,848.00 Homeowner's exemption Widower's exemption	$323,866	$341,583 Land $76,500 Building $265,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 537 Monaco Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 823 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 228 condo units
Nearby Flood Claims	19 (2004–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 6 claims Hurricane Helene, Oct 2024 · 6 claims Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 537 Monaco Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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