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525 Monaco Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 525 Monaco Dr, Punta Gorda, FL 33950

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,238 sqft · built 1984
Lot Size0.248 acres (10,801 sqft)
Owner2 Individual Names on File
Last Sale$329,000 (Feb 2018)
Tax Bill$2,873 (2025)
Deeds & MortgagesOct 2019 Transfer
Feb 2018 Sale
Flood ZoneZone AE (high risk)
APN412320356006

Property Details

APN / Parcel Number

Primary APN412320356006
Alternative APNs
  • 00952602137007
  • 10004708109

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,238 sqft Living Area
Gross Area3,300 sqft
1st Floor Area2,238 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area10,801 sqft (0.248 acres)
Garage TypeAttached
Garage Area532 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area378 sqft
PorchEnclosed/Screened Porch
Porch Area530 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00952602137007
Street Address525 MONACO DR
CityPUNTA GORDA
StateFL
Zip33950-7815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGS-3.5
Legal DescriptionPUNTA GORDA ISLES SEC15 BLK290 LT 17 742/949 3845/210 DC3962/233-THD DC3962/234-RPD AFF3962/235 3962/236 4026/142 4286/46 L/E4490/859
Legal Range23E
Legal Township41S
Legal Section20
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block290
Legal Lot Number17
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group2
Census Block2021
Census Tract10405

Owner

525 Monaco Dr is owned and occupied by two individuals who acquired it in September 2019.

Source: Charlotte County records, as of January 9, 2026

Owner of Record2 Individual Names on File
Mailing Address525 MONACO DR, PUNTA GORDA, FL 33950-7815
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Feb 27, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2018 · Amount on File
Deed SaleFeb 27, 2018 · Amount on File
Prior SaleApr 14, 2015 · Amount on File
Deed Document Number20182590045
Deed Book / Page4286 / 46
Last Transfer DateSep 20, 2019
Transfer Doc0044900859
Record UpdatedJun 8, 2026

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateOct 4, 2019
Property Address525 MONACO DR, PUNTA GORDA, FL 33950-7815
Document Number0044900859
Book / Page004490 / 000859
Instrument DateSep 20, 2019
Instrument2749232
Transaction TypeTransfer
Record UpdatedOct 16, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address525 MONACO DR PUNTA GORDA FL 339507815, PUNTA GORDA, FL 33950-7815

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateFeb 27, 2018
Property Address525 MONACO DR, PUNTA GORDA, FL 33950-7815
Document Number0042860046
Book / Page004286 / 000046
Instrument DateFeb 27, 2018
Instrument2590045
Transaction TypeTransfer
Record UpdatedMar 12, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$2,303.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address525 MONACO DR PUNTA GORDA FL 339507815, PUNTA GORDA, FL 33950-7815

Tax Assessment & Valuation

The 2025 property tax bill for 525 Monaco Dr was $2,873 with a homeowner's exemption, up 2.6% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
MunicipalityPunta Gorda City
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,873.00 (+2.57%) Homeowner's exemption$213,892$322,180 Land $97,750 Building $224,430
2024$2,801.00
2023$201,810 (+3%)$321,073 (+15.01%) Land $100,000 Building $221,073
2022$2,747.00 Homeowner's exemption$195,932$279,173 Land $76,500 Building $202,673

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 Monaco Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 823 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1,051 units insured
incl. 228 condo units
Nearby Flood Claims19 (2004–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Helene, Oct 2024 · 6 claims
  • Hurricane Ian, Sep 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 Monaco Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless		100 / 20

May also be available: Hotwire Communications.

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