Cook County property record for 537 McCarthy St, Lemont, IL 60439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 720 sqft · built 1985 |
| Lot Size | 0.137 acres (5,985 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,714 (2023) |
| Deeds & Mortgages | Sep 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-29-210-020 |
| Primary APN | 22-29-210-020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 720 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,985 sqft (0.137 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 537 MCCARTHY ST |
|---|---|
| City | LEMONT |
| State | IL |
| Zip | 60439-4032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (MCCARTHY) & (HOUSTON) ADD TO (JASNAGORA) SUB OF EH O F NE1/4 OF SEC 29&PT OF SE1/4 OF SEC 20 SEC 29-37-11 |
| Legal Range | 11E |
| Legal Township | 37N |
| Legal Section | 29 |
| Legal Subdivision | MCCARTHY & HOUSTON ADD TO JASNAGORA |
| Legal Block | 2 |
| Legal Lot Number | 14,15 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LEMONT |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 824003 |
537 McCarthy St is owned and occupied by an individual who acquired it in March 1997.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 537 MCCARTHY ST, LEMONT, IL 60439-4032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 27, 1997 |
| Transfer Doc | 0000000293 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 537 MCCARTHY ST, LEMONT, IL 60439-4032 |
| Document Number | 1927457175 |
| Instrument Date | Sep 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 537 MCCARTHY ST LEMONT IL 604394032, LEMONT, IL 60439-4032 |
| Document Number | 1927457175 |
|---|---|
| Date | Oct 1, 2019 |
| Instrument | 27457175 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Lemont Township |
| Municipality | Lemont Village |
| Elementary School District | Lemont-Bromberek Combined School District 113A (PK - 08) |
| Secondary School District | Lemont Township High School District 210 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $26,000 Land $3,741 Building $22,259 | $260,000 Land $37,410 Building $222,590 | |
| 2023 | $4,714.00 (+12.4%) | ||
| 2022 | $4,194.00 Homeowner's exemption | $20,697 Land $3,291 Building $17,406 | $206,970 Land $32,910 Building $174,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 537 McCarthy St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Dec 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 537 McCarthy St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEMONT serves 18,513 people · EPA ID IL0311620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 25 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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