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510 McCarthy St, Lemont, IL 60439 Property Records

Cook County property record for 510 McCarthy St, Lemont, IL 60439

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,000 sqft · built 1956
Lot Size0.153 acres (6,650 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Jul 2005)
Tax Bill$4,299 (2023)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN22-20-442-011

Property Details

APN / Parcel Number

Primary APN22-20-442-011
Alternative APN
  • 22-20-442-011-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area6,650 sqft (0.153 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceWell

Location & Zoning

Street Address510 MCCARTHY ST
CityLEMONT
StateIL
Zip60439-4033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWARORZYN (BROMBEREK) SUB OF LT 7 IN COUNTY CLERKS DIV N SEC 20-37-11
Legal Range11E
Legal Township37N
Legal Section20
Legal SubdivisionBROMBEREK SUB
Legal Lot Number7
JurisdictionCOOK IL
Township / Civil DivisionLEMONT
Census Block Group1
Census Block1006
Census Tract824003

Owner

510 McCarthy St is owned and occupied by an individual who bought it in July 2005.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address510 MCCARTHY ST, LEMONT, IL 60439-4033
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2005 · Amount on File
Deed SaleJul 27, 2005 · Amount on File
Deed Document Number200514318
Prior Transfer DateOct 17, 1994
Prior Transfer Doc0000000419
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address510 MCCARTHY ST, LEMONT, IL 60439-4033
Document Number2027634009
Instrument DateJul 24, 2020
Transaction TypeMortgage
Record UpdatedOct 23, 2020
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address510 MCCARTHY ST LEMONT IL 604394033, LEMONT, IL 60439-4033

Mortgage

Document Number2027634009
DateOct 2, 2020
Instrument27634009
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionLemont Township
MunicipalityLemont Village
Elementary School DistrictLemont-Bromberek Combined School District 113A (PK - 08)
Secondary School DistrictLemont Township High School District 210 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,000 Land $4,156 Building $19,844$240,000 Land $41,560 Building $198,440
2023$4,299.00 (+4.8%)
2022$4,102.00 Homeowner's exemption$20,316 Land $3,657 Building $16,659$203,160 Land $36,570 Building $166,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 510 McCarthy St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimDec 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 510 McCarthy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEMONT
serves 18,513 people · EPA ID IL0311620
Water SourceGroundwater
Last State InspectionJun 2023
Lead25 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2026
Lead public education
Aug 2025
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless · DSL		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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