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537 Lucerne Blvd, Winter Haven, FL 33881 Property Records

Polk County property record for 537 Lucerne Blvd, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,682 sqft · built 2018
Lot Size0.117 acres (5,105 sqft)
Owner2 Individual Names on Record
Last Sale$185,900 (Sep 2018)
Tax Bill$2,633 (2025)
Deeds & MortgagesSep 2018 Sale & Mortgage
May 2018 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-28-03-522508-005040

Property Details

APN / Parcel Number

Primary APN26-28-03-522508-005040
Alternative APNs
  • 032826522508005040
  • 32826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,682 sqft Living Area
Gross Area2,123 sqft
1st Floor Area1,682 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeGable
Roof MaterialOther
Lot Area5,105 sqft (0.117 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area441 sqft
PorchUnfinished Open Porch
Porch Area25 sqft

Location & Zoning

Street Address537 LUCERNE BLVD
CityWINTER HAVEN
StateFL
Zip33881-0729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKES AT LUCERNE PARK PHASE FOUR PB 154 PG 27-28 BLOCK E LOT 4
Legal Range26E
Legal Township28S
Legal Section03
Legal SubdivisionLAKES AT LUCERNE PARK PHASE FOUR
Legal Phase4
Legal Tract522508
Legal BlockE
Legal Lot Number4
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2030
Census Tract12803

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address537 LUCERNE BLVD, WINTER HAVEN, FL 33881-0729
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 14, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage
NVR MTG FIN
May 24, 2018Grant Deed, Transfer
ATTORNEY ONLY
Dec 22, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 22, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2018 · Amount on Record
Deed SaleSep 14, 2018 · Amount on Record
Prior SaleDec 22, 2017 · Amount on Record
Deed Document Number2018195649
Deed Book / Page10612 / 296
Record UpdatedOct 29, 2026

September 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateSep 14, 2018
Property Address537 LUCERNE BLVD, WINTER HAVEN, FL 33881-0729
Document Number0106120296
Book / Page010612 / 000296
Instrument DateSep 12, 2018
Instrument195649
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 28, 2018
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,301.30
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address537 LUCERNE BLVD WINTER HAVEN FL 338810729, WINTER HAVEN, FL 33881-0729

Mortgage

Document Number106120298
DateSep 14, 2018
Book Page010612/000298
Instrument195650
Lender
NameNVR MTG FIN
TypeMortgage Company
AddressCANONSBURG, PA 15317
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 13, 2048

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateMay 24, 2018
Property Address537 LUCERNE BLVD, WINTER HAVEN, FL 33881-0729
Document Number0104951271
Book / Page010495 / 001271
Instrument DateMay 23, 2018
Instrument111433
Transaction TypeTransfer
Record UpdatedJun 19, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,050.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4307 VINELAND RD #H20 ORLANDO FL 328117374, H20, ORLANDO, FL 32811-7374
InvestorPossibly a Property Investor

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateDec 22, 2017
Property Address537 LUCERNE BLVD, WINTER HAVEN, FL 33881-0729
Document Number0103490456
Book / Page010349 / 000456
Instrument DateDec 21, 2017
Instrument246807
Transaction TypeTransfer
Record UpdatedDec 18, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address210 S HOAGLAND BLVD KISSIMMEE FL 347414534, KISSIMMEE, FL 34741-4534

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateDec 22, 2017
Property Address537 LUCERNE BLVD, WINTER HAVEN, FL 33881-0729
Document Number0103490453
Book / Page010349 / 000453
Instrument DateDec 21, 2017
Instrument246806
Transaction TypeTransfer
Record UpdatedJan 10, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$519.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address210 S HOAGLAND BLVD KISSIMMEE FL 347414534, KISSIMMEE, FL 34741-4534

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$186,932 (+2.7%)$226,599 (-6.64%) Land $39,000 Building $187,599
2025$2,633.00 (+6.21%) Homeowner's exemption$182,018 (+5.99%)$242,711 (-5.19%) Land $39,000 Building $203,711
2023$2,479.00 (+3.81%) Homeowner's exemption$171,736 (+3.6%)$256,000 (+10.57%) Land $38,000 Building $218,000
2022$2,388.00 Homeowner's exemption$165,763$231,526 Land $32,000 Building $199,526

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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