1. Home
  2. Florida
  3. Polk County
  4. Winter Haven
  5. Lucerne Blvd

524 Lucerne Blvd, Winter Haven, FL 33881 Property Records

Polk County property record for 524 Lucerne Blvd, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,480 sqft · built 2021
Lot Size0.216 acres (9,392 sqft)
OwnerIndividual Name on File
Last Sale$248,000 (Oct 2025)
Tax Bill$3,552 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Dec 2021 Sale & Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN26-28-03-522508-002100

Property Details

APN / Parcel Number

Primary APN26-28-03-522508-002100
Alternative APNs
  • 032826522508002100
  • 32826000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,480 sqft Living Area
Gross Area1,900 sqft
1st Floor Area1,480 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area9,392 sqft (0.216 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address524 LUCERNE BLVD
CityWINTER HAVEN
StateFL
Zip33881-0708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKES AT LUCERNE PARK PHASE FOUR PB 154 PG 27-28 BLOCK B LOT 10
Legal Range26E
Legal Township28S
Legal Section03
Legal SubdivisionLAKES AT LUCERNE PARK PHASE FOUR
Legal Phase4
Legal BlockB
Legal Lot Number10
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2045
Census Tract12803

Owner

524 Lucerne Blvd is owned and occupied by an individual who bought it in October 2025.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address524 LUCERNE BLVD, WINTER HAVEN, FL 33881-0708
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Warranty Deed, Transfer · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Dec 28, 2021Special Warranty Deed, Transfer · FHA Mortgage
NVR MORTGAGE FINANCE INC
Aug 13, 2021Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Dec 22, 2017Grant Deed, Transfer
ATTORNEY ONLY
Dec 22, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 22, 2017Grant Deed, Transfer
ATTORNEY ONLY
Aug 8, 2017Deed of Trust, Mortgage · VA Mortgage
NVR MTG FIN
Aug 4, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 22, 2025 · Amount on File
Deed SaleOct 22, 2025 · Amount on File
Prior SaleDec 28, 2021 · Amount on File
Deed Document Number2025249808
Deed Book / Page13748 / 2143
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateOct 22, 2025
Property Address524 LUCERNE BLVD, WINTER HAVEN, FL 33881-0708
Document Number0000249808
Book / Page13748 / 2143
Map ReferenceMB 154 PG 27&28
Instrument DateOct 16, 2025
Instrument2025249808
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,736.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address524 LUCERNE BLVD, WINTER HAVEN, FL 33881-0708

Transferred To (Grantee/Buyer)

NameVerified Name
Address524 LUCERNE BLVD, WINTER HAVEN, FL 33881-0708

Mortgage

Document Number0137482145
DateOct 22, 2025
Instrument13748/2145
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

December 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateDec 28, 2021
Property Address524 LUCERNE BLVD, WINTER HAVEN, FL 33881-0708
Document Number0000335610
Book / Page12043 / 1458
Map ReferenceMB 154 PG 27&28
Instrument DateDec 17, 2021
Instrument2021335610
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,687.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4307 VINELAND RD # RDH16, RDH16, ORLANDO, FL 32811-7178

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address524 LUCERNE LOOP RD NE, WINTER HAVEN, FL 33881

Mortgage

Document Number0120431460
DateDec 28, 2021
Instrument12043/1460
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

August 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateAug 13, 2021
Property Address524 LUCERNE BLVD, WINTER HAVEN, FL 33881-0708
Document Number0000211901
Book / Page11847 / 1598
Map ReferenceMB 154 PG 27&28
Instrument DateAug 11, 2021
Instrument2021211901
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$840.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address210 HANGAR RD, KISSIMMEE, FL 34741-4534

Transferred To (Grantee/Buyer)

NameVerified Name
Address4307 VINELAND RD STE H20, H20, ORLANDO, FL 32811-7374
InvestorPossibly a Property Investor

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateDec 22, 2017
Property Address524 LUCERNE BLVD, WINTER HAVEN, FL 33881-0708
Document Number0103490453
Book / Page010349 / 000453
Instrument DateDec 21, 2017
Instrument246806
Transaction TypeTransfer
Record UpdatedJan 10, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$519.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address210 S HOAGLAND BLVD KISSIMMEE FL 347414534, KISSIMMEE, FL 34741-4534

December 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateDec 22, 2017
Property Address524 LUCERNE BLVD, WINTER HAVEN, FL 33881-0708
Document Number0103490456
Book / Page010349 / 000456
Instrument DateDec 21, 2017
Instrument246807
Transaction TypeTransfer
Record UpdatedDec 18, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address210 S HOAGLAND BLVD KISSIMMEE FL 347414534, KISSIMMEE, FL 34741-4534

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateDec 22, 2017
Property Address524 LUCERNE BLVD, WINTER HAVEN, FL 33881-0708
Document Number0103490450
Book / Page010349 / 000450
Instrument DateDec 21, 2017
Instrument246805
Transaction TypeTransfer
Record UpdatedJan 11, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$1,110.90
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4307 VINELAND RD #H20 ORLANDO FL 328117374, H20, ORLANDO, FL 32811-7374

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address524 LUCERNE BLVD, WINTER HAVEN, FL 33881-0708
Document Number0102300352
Instrument DateAug 8, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address6 PINE PASS LN OCALA FL 344728375, OCALA, FL 34472-8375

Mortgage

Document Number0102300352
DateAug 10, 2017
Book Page010230/000352
Instrument153424
Lender
NameNVR MTG FIN
TypeMortgage Company
AddressCANONSBURG, PA 15317
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 9, 2047
Interest
Rate4%

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateAug 4, 2017
Property Address524 LUCERNE BLVD, WINTER HAVEN, FL 33881-0708
Document Number0102250661
Book / Page010225 / 000661
Instrument DateAug 3, 2017
Instrument149650
Transaction TypeTransfer
Record UpdatedDec 18, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$122.50

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3600 AMERICAN BLVD W #750 MINNEAPOLIS MN 554314514, 750, MINNEAPOLIS, MN 55431-4514

Tax Assessment & Valuation

The 2025 property tax bill for 524 Lucerne Blvd was $3,552, down 4% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$212,393 (-7.79%) Land $39,000 Building $173,393$212,393 (-7.79%) Land $39,000 Building $173,393
2025$3,552.00 (-4%)$230,331 (-2.89%) Land $39,000 Building $191,331$230,331 (-2.89%) Land $39,000 Building $191,331
2024$3,700.00 (-2.73%) Homeowner's exemption$237,192 (-1.39%) Land $39,000 Building $198,192$237,192 (-1.39%) Land $39,000 Building $198,192
2023$3,804.00 (-9.1%) Homeowner's exemption$240,531 (+11.71%) Land $38,000 Building $202,531$240,531 (+11.71%) Land $38,000 Building $202,531
2022$4,185.00$215,315 Land $32,000 Building $183,315$215,315 Land $32,000 Building $183,315

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 524 Lucerne Blvd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 524 Lucerne Blvd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Nearby Properties on Lucerne Blvd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures