537 Lower Elgin Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 537 Lower Elgin Rd, Elgin, TX 78621 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,616 sqft · built 2022
Lot Size	0.593 acres (25,831 sqft)
Owner	2 Individual Names on File
Last Sale	$496,755 (May 2023)
Tax Bill	$4,754 (2025)
Deeds & Mortgages	May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R8728815`

Property Details

APN / Parcel Number

Primary APN	`R8728815`

Interior

Stories	1 Story
Building Area	1,616 sqft Living Area
Gross Area	2,362 sqft
1st Floor Area	1,616 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Material	Composition Shingle
Lot Area	25,831 sqft (0.593 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	354 sqft
Storage Building	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	537 LOWER ELGIN RD
City	ELGIN
State	TX
Zip	78621-2491
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOWER ELGIN ROAD SUBDIVISION, LOT 6, ACRES 0.593
Legal Subdivision	LOWER ELGIN ROAD SUBDIVISION
Legal Lot Number	6
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1024
Census Tract	950101

Owner

Source: Bastrop County records · APN R8728815

Assessment roll updated May 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	537 LOWER ELGIN RD, ELGIN, TX 78621-2491
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 01, 2023 · Amount on Record
Deed Sale	May 01, 2023 · Amount on Record
Deed Document Number	20236355
Record Updated	Sep 20, 2026

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BASTROP TX
Recording Date	May 01, 2023
Property Address	537 LOWER ELGIN RD, ELGIN, TX 78621-2491
Document Number	0202306355
Map Reference	CAB 7 PG 178B
Instrument Date	May 01, 2023
Instrument	202306355
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	AUSTIN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1113 POST OAK DR, ELGIN, TX 78621-9318

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 LOWER ELGIN RD, ELGIN, TX 78621-2491
Investor	Possibly a Property Investor

Mortgage

Document Number	0202306356
Date	May 01, 2023
Instrument	202306356

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2053

Tax Assessment & Valuation

Source: Bastrop County records · Assessment roll updated May 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,754.00 (-3.39%) Homeowner's exemption	$331,083 Land $85,053 Building $246,030	$331,083 Land $85,053 Building $246,030
2023	$4,921.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bastrop County (48021C), updated April 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480219501011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 28% of Texas
Wildfire Likelihood	About 1 in 980 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
JAB Wireless	Fixed Wireless (unlicensed)	50 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Valley Telephone Cooperative, Inc. (TX). Availability varies by address; speeds are provider-advertised maximums, not measured.