479 Lower Elgin Rd, Elgin, TX 78621 Property Records

Bastrop County property record for 479 Lower Elgin Rd, Elgin, TX 78621 · Last verified June 2026

Property Summary

Property Type	Mobile Home
Details	1,344 sqft · built 1990
Lot Size	1.99 acres (86,902 sqft)
Owner	2 Individual Names on File
Tax Bill	$856 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R69145`

Property Details

APN / Parcel Number

Primary APN	`R69145`
Alternative APN	`O0115052`

Interior

Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Mobile Home
Lot Area	86,902 sqft (1.99 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	479 LOWER ELGIN RD
City	ELGIN
State	TX
Zip	78621-5568
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	ABS A301 STANDIFER, WILLIAM,1.995 ACRES, (MH 28X48, S/N 12516982A/B, L/N TXS0609774/75)
Legal Subdivision	STANDIFER, WILLIAM
Legal Block	1
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1024
Census Tract	950101

Owner

Source: Bastrop County records · APN R69145

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 922, MANOR, TX 78653-0922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Deed of Trust, Mortgage · Non-Conforming Investor Loan FRONTIER BANK OF TEXAS
Oct 06, 2025	Deed of Trust, Mortgage · Line of Credit FRONTIER BANK
Mar 19, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 19, 2021
Deed Sale	Mar 19, 2021
Prior Sale	Oct 14, 2016
Deed Document Number	20215154
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	479 LOWER ELGIN RD, ELGIN, TX 78621-5568
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 LOWER ELGIN RD, ELGIN, TX 78621-5568

Mortgage

Document Number	0202520811
Date	Dec 17, 2025
Instrument	202520811

Lender

Name	FRONTIER BANK OF TEXAS
Type	Bank
Address	ELGIN, TX 78621

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	479 LOWER ELGIN RD, ELGIN, TX 78621-5568
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 LOWER ELGIN RD, ELGIN, TX 78621-5568

Mortgage

Document Number	0202516909
Date	Oct 06, 2025
Instrument	202516909

Lender

Name	FRONTIER BANK
Type	Bank
Address	ELGIN, TX 78621

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BASTROP TX
Recording Date	Mar 19, 2021
Property Address	479 LOWER ELGIN RD, ELGIN, TX 78621-5568
Document Number	202105154
Instrument Date	Dec 31, 2020
Instrument	202105154
Transaction Type	Transfer
Record Updated	Nov 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1469 FM 153, 1469, SMITHVILLE, TX 78957-9642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1020, MANOR, TX 78653-1020

Tax Assessment & Valuation

Source: Bastrop County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$856.00 (+4.14%) Homeowner's exemption Senior Citizen's exemption	$189,603 (-20.39%)	$234,931 (-1.36%) Land $184,847 Building $50,084
2024	$822.00
2023	Homeowner's exemption Senior Citizen's exemption	$238,163 Land $184,847 Building $53,316	$238,163 Land $184,847 Building $53,316
2022	$1,907.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bastrop County (48021C), updated April 22, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480219501011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 29% of Texas
Wildfire Likelihood	About 1 in 962 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
JAB Wireless	Fixed Wireless (unlicensed)	50 / 10
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Valley Telephone Cooperative, Inc. (TX). Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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