537 James St, Chula Vista, CA 91910 Property Records

San Diego County property record for 537 James St, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 1967
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$565,000 (Aug 2018)
Tax Bill	$5,438 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`572-180-58-00`

Property Details

APN / Parcel Number

Primary APN	`572-180-58-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	7,200 sqft (0.165 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	537 JAMES ST
City	CHULA VISTA
State	CA
Zip	91910-5327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	QSEC 147 LOT 18 (EX ST OP)SLY 144 FT OF ELY 50 OF WLY 175 FT OF TR 000505
Legal Subdivision	CHULA VISTA
Legal Tract	000505
Legal Block	4
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4004
Census Tract	13000

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	537 JAMES ST, CHULA VISTA, CA 91910-5327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 6, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Aug 10, 2018	Grant Deed, Transfer · VA Mortgage GRANDE HMS
Apr 16, 2018	Trustee's Deed, Construction Loan · Construction Mortgage GOLDMAN SACHS BK USA
Apr 5, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2018 · Amount on Record
Deed Sale	Aug 10, 2018 · Amount on Record
Prior Sale	Apr 5, 2018 · Amount on Record
Deed Document Number	2018329639
Prior Transfer Date	Jan 18, 2007
Prior Transfer Doc	0000043833
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	537 JAMES ST, CHULA VISTA, CA 91910-5327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 JAMES ST, CHULA VISTA, CA 91910-5327

Mortgage

Document Number	0000593850
Date	Oct 2, 2020
Instrument	2020-0593850

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	537 JAMES ST, CHULA VISTA, CA 91910-5327
Document Number	0000021400
Instrument Date	Jan 6, 2020
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 JAMES ST CHULA VISTA CA 919105327, CHULA VISTA, CA 91910-5327

Mortgage

Document Number	0000021400
Date	Jan 15, 2020
Instrument	21400

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 10, 2018
Property Address	537 JAMES ST, CHULA VISTA, CA 91910-5327
Document Number	0000329639
Instrument Date	Jul 24, 2018
Instrument	329639
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$621.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 JAMES ST CHULA VISTA CA 919105327, CHULA VISTA, CA 91910-5327

Mortgage

Document Number	329640
Date	Aug 10, 2018
Instrument	329640

Lender

Name	GRANDE HMS
Address	SAN DIEGO, CA 92126

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 9, 2048

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 16, 2018
Property Address	537 JAMES ST, CHULA VISTA, CA 91910-5327
Instrument Date	Apr 4, 2018
Instrument	149085
Transaction Type	Construction Loan
Record Updated	Nov 20, 2018
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	123 CAMINO DE LA REINA #101 SAN DIEGO CA 921083002, 101, SAN DIEGO, CA 92108-3002
Investor	Possibly a Property Investor

Mortgage

Document Number	0000149085
Date	Apr 16, 2018
Instrument	149085

Lender

Name	GOLDMAN SACHS BK USA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 5, 2018
Property Address	537 JAMES ST, CHULA VISTA, CA 91910-5327
Document Number	0000135938
Instrument Date	Mar 28, 2018
Instrument	135938
Transaction Type	Transfer
Record Updated	Apr 13, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$451.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	123 CAMINO DE LA REINA #101 SAN DIEGO CA 921083002, 101, SAN DIEGO, CA 92108-3002
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$642,866 (+2%) Land $322,328 Building $320,538
2025	$5,438.00 (-24.03%)	$630,261 (+4.04%) Land $316,008 Building $314,253
2023	$7,158.00 (+2.96%)	$605,789 Land $303,738 Building $302,051
2022	$6,952.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

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