521 James St, Chula Vista, CA 91910 Property Records

San Diego County property record for 521 James St, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,129 sqft · built 1970
Lot Size	0.248 acres (10,800 sqft)
Owner	Individual Name on Record
Last Sale	$179,000 (Aug 1998)
Tax Bill	$3,857 (2025)
Deeds & Mortgages	May 2022 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`572-180-56-00`

Property Details

APN / Parcel Number

Primary APN	`572-180-56-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,129 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	10,800 sqft (0.248 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	521 JAMES ST
City	CHULA VISTA
State	CA
Zip	91910-5327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PAR 2 BEING POR OF LOT 18 QSEC 147 MP 505 TR 000505
Legal Subdivision	CHULA VISTA
Legal Tract	000505
Legal Block	4
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4004
Census Tract	13000

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	521 JAMES ST, CHULA VISTA, CA 91910-5327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage GLOBAL EQUITY FINANCE INC
Nov 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage GLOBAL EQUITY FINANCE INC
Aug 9, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 2, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 1998 · Amount on Record
Deed Sale	Aug 14, 1998 · Amount on Record
Prior Sale	Aug 14, 1998
Deed Document Number	1998514316
Last Transfer Date	Aug 26, 2020
Transfer Doc	0000699301
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	521 JAMES ST, CHULA VISTA, CA 91910-5327
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 JAMES ST, CHULA VISTA, CA 91910-5327

Mortgage

Document Number	0000192158
Date	May 3, 2022
Instrument	2022-0192158

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 9, 2020
Property Address	521 JAMES ST, CHULA VISTA, CA 91910-5327
Document Number	0000699301
Map Reference	MAP 505
Instrument Date	Aug 26, 2020
Instrument	2020-0699301
Transaction Type	Transfer
Record Updated	Dec 9, 2022
Title Company	STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 JAMES ST, CHULA VISTA, CA 91910-5327

Mortgage

Document Number	0000699302
Date	Nov 9, 2020
Instrument	2020-0699302

Lender

Name	GLOBAL EQUITY FINANCE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 9, 2019
Property Address	521 JAMES ST, CHULA VISTA, CA 91910-5327
Document Number	0000336649
Instrument Date	Jun 26, 2019
Instrument	336649
Transaction Type	Transfer
Record Updated	Aug 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	521 JAMES ST CHULA VISTA CA 919105327, CHULA VISTA, CA 91910-5327

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 2, 2018
Property Address	521 JAMES ST, CHULA VISTA, CA 91910-5327
Document Number	0000127280
Map Reference	MAP 505
Instrument Date	Mar 20, 2018
Instrument	2018-0127280
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	UNISOURCE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	521 JAMES ST, CHULA VISTA, CA 91910-5327

Mortgage

Document Number	0000127281
Date	Apr 2, 2018
Instrument	2018-0127281

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$335,368 (+2%) Land $111,922 Building $223,446
2025	$3,857.00 (+5.18%) Homeowner's exemption	$328,793 (+4.04%) Land $109,728 Building $219,065
2023	$3,667.00 (+3.01%) Homeowner's exemption	$316,027 Land $105,468 Building $210,559
2022	$3,560.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWEETWATER AUTHORITY serves 184,915 people · EPA ID CA3710025
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Wyyerd Connect.

Nearby Properties on James St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures