537 Inverlochy Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 537 Inverlochy Dr, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,670 sqft · built 2002
Lot Size	0.386 acres (16,823 sqft)
Owner	Company Name on Record
Last Sale	$650,000 (Sep 2019)
Tax Bill	$3,267 (2025)
Deeds & Mortgages	Sep 2021 Reverse Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`106-551-08-00`

Property Details

APN / Parcel Number

Primary APN	`106-551-08-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,670 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	16,823 sqft (0.386 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	537 INVERLOCHY DR
City	FALLBROOK
State	CA
Zip	92028-5426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 115 TR 013854
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013854
Legal Block	3
Legal Lot Number	115
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3004
Census Tract	18906

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	537 INVERLOCHY DR, FALLBROOK, CA 92028-5426
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP
Sep 6, 2019	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS
Sep 6, 2019	Affidavit of Death, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2019 · Amount on Record
Deed Sale	Sep 6, 2019 · Amount on Record
Prior Sale	Sep 26, 2006 · Amount on Record
Deed Document Number	2019387137
Last Transfer Date	Aug 23, 2021
Transfer Doc	0000687454
Record Updated	Oct 29, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 30, 2021
Property Address	537 INVERLOCHY DR, FALLBROOK, CA 92028-5426
Document Number	0000687454
Map Reference	MAP 13854
Instrument Date	Aug 23, 2021
Instrument	2021-0687454
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FNC TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	537 INVERLOCHY DR, FALLBROOK, CA 92028-5426

Mortgage

Document Number	0000687455
Date	Sep 30, 2021
Instrument	2021-0687455

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

September 2019: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 6, 2019
Property Address	537 INVERLOCHY DR, FALLBROOK, CA 92028-5426
Document Number	0000387137
Instrument Date	Aug 5, 2019
Instrument	387137
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	537 NVERLOCHY DR FALLBROOK CA 92028, FALLBROOK, CA 92028

Mortgage

Document Number	387138
Date	Sep 6, 2019
Instrument	387138

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	984 Months

Interest

Rate Type	Fixed Rate

September 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 6, 2019
Property Address	537 INVERLOCHY DR, FALLBROOK, CA 92028-5426
Document Number	0000387136
Instrument Date	May 5, 2019
Instrument	387136
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31948 DEL CIELO ESTE #13 BONSALL CA 920033939, 13, BONSALL, CA 92003-3939

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$314,842 (+2%) Land $109,249 Building $205,593
2025	$3,267.00 (+5.46%) Homeowner's exemption	$308,669 (+4.04%) Land $107,107 Building $201,562
2023	$3,098.00 Homeowner's exemption	$296,685 Land $102,949 Building $193,736
2022	$3,098.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Dec 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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