521 Inverlochy Dr, Fallbrook, CA 92028 Property Records

San Diego County property record for 521 Inverlochy Dr, Fallbrook, CA 92028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,401 sqft · built 2003
Lot Size	0.484 acres (21,089 sqft)
Owner	2 Company Names on Record
Last Sale	$650,000 (Jul 2020)
Tax Bill	$7,505 (2025)
Deeds & Mortgages	Jul 2026 Reverse Mortgage Jul 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`106-551-09-00`

Property Details

APN / Parcel Number

Primary APN	`106-551-09-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,401 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	21,089 sqft (0.484 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	521 INVERLOCHY DR
City	FALLBROOK
State	CA
Zip	92028-5426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 116 TR 013854
Legal Subdivision	SAN DIEGO COUNTRY ESTATES I
Legal Tract	013854
Legal Block	3
Legal Lot Number	116
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	3
Census Block	3004
Census Tract	18906

Owner

Source: San Diego County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	521 INVERLOCHY DR, FALLBROOK, CA 92028-5426
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Quit Claim Deed, Transfer · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Jul 31, 2020	Grant Deed, Transfer GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2020 · Amount on Record
Deed Sale	Jul 31, 2020 · Amount on Record
Prior Sale	Oct 19, 2007 · Amount on Record
Deed Document Number	2020422645
Last Transfer Date	Jul 9, 2026
Transfer Doc	0000217384
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 29, 2026
Property Address	521 INVERLOCHY DR, FALLBROOK, CA 92028-5426
Document Number	0000217384
Instrument Date	Jul 9, 2026
Instrument	2026217384
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	ALLEGIANT REVERSE SERVICES, ALLEGIANT REVERSE SERVICES TIT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	521 INVERLOCHY DR, FALLBROOK, CA 92028-5426

Mortgage

Document Number	0000217385,
Date	Jul 29, 2026
Instrument	2026217385

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	915 Months
Due	Oct 23, 2102

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0000217386,
Date	Jul 29, 2026
Instrument	2026217386

Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	915 Months
Due	Oct 23, 2102

Interest

Rate	38%
Max Rate	-1%

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 31, 2020
Property Address	521 INVERLOCHY DR, FALLBROOK, CA 92028-5426
Document Number	0000422645
Instrument Date	Jul 9, 2020
Instrument	422645
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	GUARDIAN TITLE COMPANY, GUARDIAN TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$715.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	521 INVERLOCHY DR FALLBROOK CA 920285426, FALLBROOK, CA 92028-5426

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$717,648 (+2%) Land $124,350 Building $593,298
2025	$7,505.00 (+5.6%) Homeowner's exemption	$703,577 (+4.04%) Land $121,912 Building $581,665
2023	$7,107.00 (-0.01%) Homeowner's exemption	$676,258 Land $117,179 Building $559,079
2022	$7,108.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Dec 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALLBROOK PUD serves 35,237 people · EPA ID CA3710008
Water Source	Purchased surface water from several systems
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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