537 Ference Rd, Ashford, CT 06278 Property Records

Ashford Town property record for 537 Ference Rd, Ashford, CT 06278

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,824 sqft · built 1991
Lot Size	2.97 acres (129,373 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Sep 2018)
Tax Bill	$8,687 (2026)
Deeds & Mortgages	Jan 2025 Line of Credit Mar 2021 Mortgage + 5 more
APN	`ASHF M:02 B:F L:2.1`

Property Details

APN / Parcel Number

Primary APN	`ASHF M:02 B:F L:2.1`
Alternative APNs	`AFRD M:02 B:F L:2.1` `00231200` `231200`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,824 sqft Living Area
Gross Area	4,624 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2004
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	129,373 sqft (2.97 acres)
Garage Type	Detached
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	231200
Street Address	537 FERENCE RD
City	ASHFORD
State	CT
Zip	06278-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	F
Legal Lot Number	2.1
Jurisdiction	ASHFORD CT
Township / Civil Division	ASHFORD
Census Block Group	1
Census Block	1010
Census Tract	830100

Owner

Source: Ashford Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	537 FERENCE RD, ASHFORD, CT 06278-2102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2025	Deed of Trust, Mortgage · Line of Credit 360 FCU
Mar 29, 2021	Deed of Trust, Mortgage · Balloon Mortgage PRIMARY RESIDENTIAL MORTGAGE
Dec 11, 2019	Deed of Trust, Mortgage · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE
Mar 29, 2021	Deed of Trust, Mortgage · Balloon Mortgage PRIMARY RESIDENTIAL MORTGAGE
Sep 11, 2018	Warranty Deed, Transfer
Feb 23, 2018	Quit Claim Deed, Foreclosure
Jan 19, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2018 · Amount on Record
Deed Sale	Sep 11, 2018 · Amount on Record
Prior Sale	Jan 19, 2018
Deed Document Number	2018927090003
Deed Book / Page	194 / 536
Transfer Doc	000193-410
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHFORD CT
Property Address	537 FERENCE RD, ASHFORD, CT 06278-2102
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000212-939
Date	Jan 22, 2025
Book Page	212/939
Instrument	2025-25

Lender

Name	360 FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	109 Months
Due	Feb 1, 2034

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHFORD CT
Property Address	537 FERENCE RD, ASHFORD, CT 06278-2102
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202-25
Date	Mar 29, 2021
Book Page	202/25
Instrument	960220014

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHFORD CT
Property Address	537 FERENCE RD, ASHFORD, CT 06278-2102
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000197-597
Date	Dec 11, 2019
Book Page	197/597
Instrument	940900010

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHFORD CT
Property Address	537 FERENCE RD, ASHFORD, CT 06278-2102
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202-25
Date	Mar 29, 2021
Book Page	202/25
Instrument	960220014

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHFORD CT
Recording Date	Sep 11, 2018
Property Address	537 FERENCE RD, ASHFORD, CT 06278-2102
Document Number	194-536
Book / Page	000194 / 000536
Instrument Date	Sep 5, 2018
Instrument	90003
Transaction Type	Transfer
Record Updated	Oct 2, 2018

Transaction

Amount	Amount Recorded
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 UNION DR ASHFORD CT 062781926, ASHFORD, CT 06278-1926

February 2018: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	ASHFORD CT
Recording Date	Feb 23, 2018
Property Address	537 FERENCE RD, ASHFORD, CT 06278-2102
Document Number	193-410
Book / Page	000193 / 000410
Instrument Date	Feb 12, 2018
Instrument	80002
Transaction Type	Foreclosure
Record Updated	Mar 13, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	14221 DALLAS PKWY DALLAS TX 752542942, DALLAS, TX 75254-2942

January 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	ASHFORD CT
Recording Date	Jan 19, 2018
Property Address	537 FERENCE RD, ASHFORD, CT 06278-2102
Document Number	193-181
Book / Page	000193 / 000181
Instrument Date	Jan 9, 2018
Transaction Type	Foreclosure
Record Updated	Feb 6, 2018

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	537 FERENCE RD ASHFORD CT 062782102, ASHFORD, CT 06278-2102

Tax Assessment & Valuation

Source: Ashford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ashford Town
Secondary School District	Regional School District 19 (09 - 12)
Elementary School District	Ashford School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,687.00 (+4.7%)	$312,480 (+37.02%) Land $45,500 Building $266,980	$446,036 (+179.4%)
2025	$8,297.00	$228,060 (-) Land $45,500 Building $182,560	$159,642 Land $31,850 Building $127,792
2024	$8,297.00 (+9.94%)
2023	$7,547.00 (+2.55%)	$228,060 (-) Land $45,500 Building $182,560
2022	$7,359.00	$228,060 Land $45,500 Building $182,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

May also be available: Spectrum, T-Mobile.

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