430 Ference Rd, Ashford, CT 06278 Property Records

Ashford Town property record for 430 Ference Rd, Ashford, CT 06278

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,810 sqft · built 1989
Lot Size	3.06 acres (133,294 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,000 (Sep 2018)
Tax Bill	$7,451 (2026)
Deeds & Mortgages	Mar 2019 Mortgage
APN	`00186700`

Property Details

APN / Parcel Number

Primary APN	`00186700`
Alternative APNs	`AFRD M:05 B:B L:2.1 U:A` `ASHF M:05 B:B L:2.1 U:A` `186700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,810 sqft Living Area
Gross Area	3,000 sqft
Basement Area	1,030 sqft
Unfinished Basement	1,030 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	133,294 sqft (3.06 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	186700
Street Address	430 FERENCE RD
City	ASHFORD
State	CT
Zip	06278-2106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	B
Legal Lot Number	2.1
Jurisdiction	ASHFORD CT
Township / Civil Division	ASHFORD
Census Block Group	1
Census Block	1009
Census Tract	830100

Owner

Source: Ashford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 FERENCE RD, ASHFORD, CT 06278-2106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2018 · Amount on Record
Deed Sale	Sep 11, 2018 · Amount on Record
Prior Sale	Jun 7, 1995 · Amount on Record
Deed Document Number	2018927060003
Deed Book / Page	194 / 500
Record Updated	Oct 29, 2026

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ASHFORD CT
Recording Date	Mar 19, 2019
Property Address	430 FERENCE RD, ASHFORD, CT 06278-2106
Document Number	195-608
Book / Page	195 / 608
Instrument Date	Mar 18, 2019
Instrument	934460002
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 FERENCE RD, ASHFORD, CT 06278-2106

Mortgage

Document Number	195-610
Date	Mar 19, 2019
Book Page	195/610
Instrument	934470013

Lender

Name	WASHINGTON TRUST MORTGAGE CO

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Apr 1, 2026

Tax Assessment & Valuation

Source: Ashford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ashford Town
Secondary School District	Regional School District 19 (09 - 12)
Elementary School District	Ashford School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,451.00 (+9.14%)	$268,030 (+42.82%) Land $45,710 Building $222,320	$418,418 (+218.51%)
2025	$6,827.00	$187,670 (-) Land $45,710 Building $141,960	$131,369 Land $31,997 Building $99,372
2024	$6,827.00 (+9.94%)
2023	$6,210.00 (+2.54%)	$187,670 (-) Land $45,710 Building $141,960
2022	$6,056.00	$187,670 Land $45,710 Building $141,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35